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Ooops, I left the garden. :)

Established Contributor

Re: Ooops, I left the garden. :)

what's the perks of the paypal card that made it so hard to resist? Smiley Happy


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 11 of 26
Valued Contributor

Re: Ooops, I left the garden. :)

Grats.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 12 of 26
Moderator Emeritus

Re: Ooops, I left the garden. :)

Congrats! Your spot in the garden is waiting for you. Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 13 of 26
Frequent Contributor

Re: Ooops, I left the garden. :)

Rich Rewards Program

Triple Reward Points on gas and restaurant purchases
Double Reward Points on eBay and PayPal purchases
One Reward Point on everything else
Flexible Redemption Options – redeem points for your choice of Cash Back into your PayPal account, merchandise, travel or gift cards
My Wallet:
AMEX Platinum | Discover It $20.3k | Chase Sapphire Reserved $16k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX Schwab $9k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | Care Credit $3k
Message 14 of 26
Valued Contributor

Re: Ooops, I left the garden. :)

Congrats, that's great!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 15 of 26
Valued Contributor

Re: Ooops, I left the garden. :)

they all promise no more apps until x/13
5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 16 of 26
Frequent Contributor

Re: Ooops, I left the garden. :)

Congrats gr8 news!

Message 17 of 26
New Contributor

Re: Ooops, I left the garden. :)

That's an amazing increase.  Congrats, you deserve it.

 

What kind of fertilizer are you using in this garden to go from a 491 in Oct '11 to the 700 club in a year?  That's over 200 points in a little over 12 months.

 

I have a few cards with low limits and no other debt.  Do you get a few loans or did several baddies fall off of your report in the past year?  What did you do?

Keep up the good work.


Starting Score: 609
Current Score: 675
Goal Score: 720


Take the FICO Fitness Challenge

Message 18 of 26
Frequent Contributor

Re: Ooops, I left the garden. :)

I'll be sharing that story soon...I'm so excited and proud of myself.  I smile for no reason at work.  Now, I just got to maintain...

My Wallet:
AMEX Platinum | Discover It $20.3k | Chase Sapphire Reserved $16k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX Schwab $9k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | Care Credit $3k
Message 19 of 26
Established Contributor

Re: Ooops, I left the garden. :)

Congrats!! I'm wanting to add a mastercard to my "collection" as well. I'll be in the garden for a while but when I come out, I was thinking about either the paypal mc or maybe FNBO since they were so giving on my amex cl with them
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 20 of 26