You have to be patience, you're not going to just get all the credit you want. Stop closing accounts. Keep your balances low and PIF. You'll have a 5k card in no time.
Never make credit decisions based on emotions. Keep and use the $500 card for 6 months and CLI.
Gardening since 12/15/2019. Goal 12/15/2021
@Anonymous wrote:To make a long story short, I had a CAP1 secured card for 1,000. I went to upgrade and they told me that I have to re-apply for a new card and they just dont upgrade. So I applied for a Platinum un secured. Got approved for $500. They told me Im in the credit start program. I got pissed and flipped out on them saying why would I need a $500 card if I have a 1,000 one with them. I ended up canceling my 1,000 secured card which had 5 months history and the 500 one. I then relaized I made a mistake closing the 1,000 one cause its 5 months of work I put it and it went down the drain. I then called them and told them to undo what I did and they couldnt. So I re-opened the 500 one and currently waiting for it in the mail. Should I bother with the 500 card or is it going to f me up cause it will bring down the AA? I recently opened other retail cards also. The 500 card is useless to me but I look at it as a paid account on my report thats going to have perfect payment history for the future, What should I do? I currently have a BOA secured 1,000 card opened the same time as the 1,000 cap1 and 2 auth user tradelines with good age and hi limits. Will the 500 card hurt me or should I keep it and use it? I can still cancel it so it doesnt appear on my report. Another reason I flipped out is because they told me they dont have credit analysts or underwritters I can speak to to get the $500 cards limit increased or have my app manually looked over. That really made me feel I was at a dead end with them.
WOW! I hope you don't wear your emotions on your sleeve in all your dealings. really, that's being a little thin skinned don't you think?
If you just app'd and were approved for the Platinum card like you said then you need to go right back in and app the QS1 card (they will use the same HP as the Platinum so you'll get 2 cards for the dmaage of 1 HP). It is the Cap1 entry level card that actually gives cash rewards and it doesn't look like you have a rewards card in your wallet now. You will get another $500 limit and another card in the STEPS (not Start) program and that is another great benefit with Cap1. Most people here sya that you'll get your first CLI at or about the 6mth point but the truth is that at about the 4-5mth point you can use the auto system or call in for a CLI adn if you've been using the cards you will more than likely get something then AND the auto CLI at 6mths. The combined effort should have both cards at or close to your desired $1000 CL. Once you get past the 6mth point you can combine the 2 cards and in all you will be MUCH better of than you will be trying it the way you are going about it.
I have a couple of secured cards with higher CL's that are about a year old and I'm getting no where with CLI's or flipping them into unsecured one. From what I've read here over the past few weeks, Cap1 is one of the most generous CC's with respect to CLI's and offering better products down the road.
Also, I think I've read that Cap1 won't turn a secured card into an unsecured one so you would have had to close the unsecured one at some point and app'd for a new card, which is essence what you've done now.
Take the $1000 returned deposit and put it away for a rainy day or go out and have a good time with your sig other. You will be where you want to be in due time and you are not alone. We all get frustrated at times but there are better ways to channel your energy than to blow a gasket. 
Blessings to you and stick around these forums. They will be a great resource and source of strength and calm. You can even come here and blow off some of that steam if you want to where it won't affect your financial future. again
