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Read the terms and conditions you agreed to when you opened the account.
MANY secured cards want to hold the money at least 60 days to make sure you don't have any autopays that attempt to charge after closure.
10 weeks = 70 days.
Sounds normal to me. I bet they refund way faster, but who guarantees any future payments you set up on your card that you forgot to close?
Opensky... I remember them. I used them to 'rebuild' before I knew this board existed. It did take a while for me to get my deposit back. I canceled my card a few years ago. It took at least a month. I'd be surprised if it took them the full 10 weeks.
I recently closed my account, it took about 6 weeks to get my deposit.
@Anonymous wrote:
I just canceled my OpenSky credit card. They told me it could take up to 10 weeks to refund my deposit!!! Has anyone else canceled this card? If so, how long did it take to get your deposit back? Can they legally take that long to refund my money?
I started out with them and closed it within a couple months. It took them too long to credit payments and their communication is not good. It took about six weeks to get my deposit back. I was glad to get it but didn't care at that point. They caused me a lot of restlessness the couple months I had the account with them. I was so fixated on making sure everything was paid on time etc., I just didn't like the 10 or more days for credit of payments.
With that said overall it helped my profile to have the account but it wasn't worth the headaches. Hang in there, you will get your money back soon I hope.