Reply
Established Contributor
SnackTrader
Posts: 1,043
Registered: ‎09-15-2012

Re: Opening two credit cards back to back? yay or nay?

[ Edited ]
You didn't call the right number...

This is from the Backdoor number sticky-

Chase: 800-436-7927 (App status - automated)
Chase: 888-270-2127 (App recon)
Chase: 888-245-0625 (Credit Analyst - Recons)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
Chase: 800-955-9900 (Product change status questions)

Hint: Don't call an automated line
In My Wallet: Amex BCP (12/12) $13,500, Cap1 Cash Rewards (6/12) $9,000, Barclaycard Arrival (5/13) $7,500, Citi Forward (12/12) $6,500, Chase Freedom (12/12) $5,000

In The Garden!


Last App: May 21, 2013
Frequent Contributor
zeusta20
Posts: 464
Registered: ‎02-22-2011

Re: Opening two credit cards back to back? yay or nay?


SnackTrader wrote:
You didn't call the right number...

This is from the Backdoor number sticky-

Chase: 800-436-7927 (App status - automated)
Chase: 888-270-2127 (App recon)
Chase: 888-245-0625 (Credit Analyst - Recons)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
Chase: 800-955-9900 (Product change status questions)

Hint: Don't call an automated line

Good to know! Thanks! But the number I called was a different number. It was an automated system, but then I got transferred to a rep. I think because when I typed in my SSN, it registered two applications so it didn't know which one to give me the status of. but the number I called was the number that popped on the page after I submitted my app. its 1-800-940-8575

CL-5000NPSLCL-4200CL-3600CL-4000...1FBUSA CL-6400
Established Contributor
Pilotdude
Posts: 860
Registered: ‎02-02-2013

Re: Opening two credit cards back to back? yay or nay?

Try the number for Recon or Credit Analyst recon.  Chase is notorious for having great recon people.

 

Another benefit of apping all at once is that they all fall off all at once. 

 

Good luck. :smileyhappy:


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $5000, CSP $5000, AMEX BCP $2000 Freedom $3500, Disc IT $2000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Frequent Contributor
zeusta20
Posts: 464
Registered: ‎02-22-2011

Re: Opening two credit cards back to back? yay or nay?


Pilotdude wrote:

Try the number for Recon or Credit Analyst recon.  Chase is notorious for having great recon people.

 

Another benefit of apping all at once is that they all fall off all at once. 

 

Good luck. :smileyhappy:


Should I call the number for Recon EVEN THOUGH I haven't received a denial yet? Or should I wait first for the results?

CL-5000NPSLCL-4200CL-3600CL-4000...1FBUSA CL-6400
Regular Contributor
_jb_
Posts: 161
Registered: ‎01-16-2013

Re: Opening two credit cards back to back? yay or nay?

[ Edited ]

Eta: Yes, call now even though you haven't been denied.

 

Call this one ------> Chase: 888-245-0625 (Credit Analyst - Recons)

 

Tell them you applied and got a 30 day message. Tell them you thought they might need a little more info, and that you are hoping to maximize your rewards with the CSP/Freedom combo for travel (or whatever). They will take care of you.



Starting Scores: myFICO Ex; Unknown, myFICO EQ: 678, myFICO TU: 676 (01/2013)
Current Scores: myFICO EX: 694, myFICO EQ: 690, myFICO TU: 705
My Wallet: Chase Sapphire Preferred, Discover It, NFCU cashRewards, Capital One Cash Rewards, Chase Amazon Rewards
Gardening since 02/19/13
Valued Member
wche
Posts: 58
Registered: ‎01-29-2013

Re: Opening two credit cards back to back? yay or nay?

Call them right away and ask for an update!

BoA Plat Plus (4/08): $5000 Citi Forward (5/09): $7000
Chase Freedom (2/12): $3000 Discover IT (3/13): $3000
AMEX BlueSky (3/13): $10,500 Chase Priority Club (3/13): $5900
Established Contributor
cashnocredit
Posts: 755
Registered: ‎07-18-2009

Re: Opening two credit cards back to back? yay or nay?

I've apped for two cards a few weeks apart but they were with different banks. Actually all my cards are with different banks since AA could take down all cards with the same bank so it's just a risk reduction strategy. I'm kicking around adding an HH Amex card since I use that hotel a lot and it would compliment my Plat. but there should be a reason. The Chase Freedom and CSP are also good, complimentary cards. But, when starting out cards from different banks are probably the way to go.

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k
Frequent Contributor
zeusta20
Posts: 464
Registered: ‎02-22-2011

Re: Opening two credit cards back to back? yay or nay?

Just called and spoke with the rep. He asked me some questions and looked over with the credit bureau, but telling me he couldn't approve the card because of the new credit line from the CSP. What a bummer! I was looking forward to the combo!

On a side note, he just said that they're looking to see how the CSP is used for a few months. Once they get an idea, then he said it should be an easier decision. So I guess I'll just have to try back in a few months after I've put my CSP to some use. :smileysad:
CL-5000NPSLCL-4200CL-3600CL-4000...1FBUSA CL-6400
Contributor
a3quit4s
Posts: 208
Registered: ‎03-07-2013

Re: Opening two credit cards back to back? yay or nay?

Awwwwww you should have said you wanted the Freedom for rotating category rewards and CSP for travel benefits!!! It almost always work...you could pull the big guns out and said you also wanted a checking account to improve the rewards on the Freedom!!! Chase loves when you have many products with them.


EQ 733 3/3/13 GOAL: 800 Merrill Lynch Merrill+ $12,500 | AMEX PRG NPSL | CSP 6K | Freedom 5K | Discover IT 5K | HVFCU 10K | American Eagle Visa 5K | Citi Thank You Preferred 6,100

In the garden since 4/22/13 | Hating on Capital One since '09
Valued Contributor
09Lexie
Posts: 6,682
Registered: ‎09-13-2012

Re: Opening two credit cards back to back? yay or nay?

Sounds like another call to Recon is necessary!


Starting Score: 600's
Current Score: Exp Plus 743 04/13; 707 LP Discover 01/13 ; 733 05/13, 693 04/13, 703 03/13, 02/13, 702 TU WalMart 01/13; 702 EX LP 11/12; EQ 699 MyFico 01/13, EQ 699 11/12, CS 714 03/13
Goal Score: 800


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+