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Valued Contributor
SnackTrader
Posts: 1,533
Registered: ‎09-15-2012

Re: Opening two credit cards back to back? yay or nay?

[ Edited ]
You didn't call the right number...

This is from the Backdoor number sticky-

Chase: 800-436-7927 (App status - automated)
Chase: 888-270-2127 (App recon)
Chase: 888-245-0625 (Credit Analyst - Recons)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
Chase: 800-955-9900 (Product change status questions)

Hint: Don't call an automated line
In My Wallet: Amex BCP (12/12) $22.200, Chase CSP (4/14) $12,000, Barclaycard Arrival (5/13) $10,500, Citi Forward (12/12) $9,600, Cap1 Cash Rewards (6/12) $9,000, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Established Contributor
zeusta20
Posts: 586
Registered: ‎02-22-2011

Re: Opening two credit cards back to back? yay or nay?


SnackTrader wrote:
You didn't call the right number...

This is from the Backdoor number sticky-

Chase: 800-436-7927 (App status - automated)
Chase: 888-270-2127 (App recon)
Chase: 888-245-0625 (Credit Analyst - Recons)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
Chase: 800-955-9900 (Product change status questions)

Hint: Don't call an automated line

Good to know! Thanks! But the number I called was a different number. It was an automated system, but then I got transferred to a rep. I think because when I typed in my SSN, it registered two applications so it didn't know which one to give me the status of. but the number I called was the number that popped on the page after I submitted my app. its 1-800-940-8575

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Established Contributor
Pilotdude
Posts: 955
Registered: ‎02-02-2013

Re: Opening two credit cards back to back? yay or nay?

Try the number for Recon or Credit Analyst recon.  Chase is notorious for having great recon people.

 

Another benefit of apping all at once is that they all fall off all at once. 

 

Good luck. :smileyhappy:


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Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Established Contributor
zeusta20
Posts: 586
Registered: ‎02-22-2011

Re: Opening two credit cards back to back? yay or nay?


Pilotdude wrote:

Try the number for Recon or Credit Analyst recon.  Chase is notorious for having great recon people.

 

Another benefit of apping all at once is that they all fall off all at once. 

 

Good luck. :smileyhappy:


Should I call the number for Recon EVEN THOUGH I haven't received a denial yet? Or should I wait first for the results?

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Frequent Contributor
_jb_
Posts: 292
Registered: ‎01-16-2013

Re: Opening two credit cards back to back? yay or nay?

[ Edited ]

Eta: Yes, call now even though you haven't been denied.

 

Call this one ------> Chase: 888-245-0625 (Credit Analyst - Recons)

 

Tell them you applied and got a 30 day message. Tell them you thought they might need a little more info, and that you are hoping to maximize your rewards with the CSP/Freedom combo for travel (or whatever). They will take care of you.


Starting Scores: myFICO EX: ???, myFICO EQ: 678, myFICO TU: 676 (01/2013)
Latest Scores: myFICO EX: 704, myFICO EQ: 702, myFICO TU: 718
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Gardening since 02/19/13
Contributor
wche
Posts: 107
Registered: ‎01-29-2013

Re: Opening two credit cards back to back? yay or nay?

Call them right away and ask for an update!

BoA Better Rewards: 5K | Citi Forward: 8.6K | Chase Freedom: 5.4K | Discover IT: 7K | Amex BlueSky: 12.4K | Chase IHG: 5K | Barclays Arrival: 4K | Chase CSP: 10K

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Established Contributor
cashnocredit
Posts: 929
Registered: ‎07-18-2009

Re: Opening two credit cards back to back? yay or nay?

I've apped for two cards a few weeks apart but they were with different banks. Actually all my cards are with different banks since AA could take down all cards with the same bank so it's just a risk reduction strategy. I'm kicking around adding an HH Amex card since I use that hotel a lot and it would compliment my Plat. but there should be a reason. The Chase Freedom and CSP are also good, complimentary cards. But, when starting out cards from different banks are probably the way to go.

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k
Established Contributor
zeusta20
Posts: 586
Registered: ‎02-22-2011

Re: Opening two credit cards back to back? yay or nay?

Just called and spoke with the rep. He asked me some questions and looked over with the credit bureau, but telling me he couldn't approve the card because of the new credit line from the CSP. What a bummer! I was looking forward to the combo!

On a side note, he just said that they're looking to see how the CSP is used for a few months. Once they get an idea, then he said it should be an easier decision. So I guess I'll just have to try back in a few months after I've put my CSP to some use. :smileysad:
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Regular Contributor
a3quit4s
Posts: 211
Registered: ‎03-07-2013

Re: Opening two credit cards back to back? yay or nay?

Awwwwww you should have said you wanted the Freedom for rotating category rewards and CSP for travel benefits!!! It almost always work...you could pull the big guns out and said you also wanted a checking account to improve the rewards on the Freedom!!! Chase loves when you have many products with them.


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Moderator
09Lexie
Posts: 22,461
Registered: ‎09-13-2012

Re: Opening two credit cards back to back? yay or nay?


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