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Opening two credit cards back to back? yay or nay?

Valued Contributor

Re: Opening two credit cards back to back? yay or nay?

You didn't call the right number...

This is from the Backdoor number sticky-

Chase: 800-436-7927 (App status - automated)
Chase: 888-270-2127 (App recon)
Chase: 888-245-0625 (Credit Analyst - Recons)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
Chase: 800-955-9900 (Product change status questions)

Hint: Don't call an automated line

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 11 of 31
Established Contributor

Re: Opening two credit cards back to back? yay or nay?


SnackTrader wrote:
You didn't call the right number...

This is from the Backdoor number sticky-

Chase: 800-436-7927 (App status - automated)
Chase: 888-270-2127 (App recon)
Chase: 888-245-0625 (Credit Analyst - Recons)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
Chase: 800-955-9900 (Product change status questions)

Hint: Don't call an automated line

Good to know! Thanks! But the number I called was a different number. It was an automated system, but then I got transferred to a rep. I think because when I typed in my SSN, it registered two applications so it didn't know which one to give me the status of. but the number I called was the number that popped on the page after I submitted my app. its 1-800-940-8575

Chase Sapphire Reserve-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 12 of 31
Established Contributor

Re: Opening two credit cards back to back? yay or nay?

Try the number for Recon or Credit Analyst recon.  Chase is notorious for having great recon people.

 

Another benefit of apping all at once is that they all fall off all at once. 

 

Good luck. Smiley Happy


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 13 of 31
Established Contributor

Re: Opening two credit cards back to back? yay or nay?


Pilotdude wrote:

Try the number for Recon or Credit Analyst recon.  Chase is notorious for having great recon people.

 

Another benefit of apping all at once is that they all fall off all at once. 

 

Good luck. Smiley Happy


Should I call the number for Recon EVEN THOUGH I haven't received a denial yet? Or should I wait first for the results?

Chase Sapphire Reserve-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 14 of 31
Frequent Contributor

Re: Opening two credit cards back to back? yay or nay?

Eta: Yes, call now even though you haven't been denied.

 

Call this one ------> Chase: 888-245-0625 (Credit Analyst - Recons)

 

Tell them you applied and got a 30 day message. Tell them you thought they might need a little more info, and that you are hoping to maximize your rewards with the CSP/Freedom combo for travel (or whatever). They will take care of you.



Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 789, myFICO TU: 782, myFICO EX: 788
My Wallet: American Express BCE, NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 02/07/17
Message 15 of 31
Highlighted
Regular Contributor

Re: Opening two credit cards back to back? yay or nay?

Call them right away and ask for an update!

Message 16 of 31
Valued Contributor

Re: Opening two credit cards back to back? yay or nay?

I've apped for two cards a few weeks apart but they were with different banks. Actually all my cards are with different banks since AA could take down all cards with the same bank so it's just a risk reduction strategy. I'm kicking around adding an HH Amex card since I use that hotel a lot and it would compliment my Plat. but there should be a reason. The Chase Freedom and CSP are also good, complimentary cards. But, when starting out cards from different banks are probably the way to go.


I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k
Message 17 of 31
Established Contributor

Re: Opening two credit cards back to back? yay or nay?

Just called and spoke with the rep. He asked me some questions and looked over with the credit bureau, but telling me he couldn't approve the card because of the new credit line from the CSP. What a bummer! I was looking forward to the combo!

On a side note, he just said that they're looking to see how the CSP is used for a few months. Once they get an idea, then he said it should be an easier decision. So I guess I'll just have to try back in a few months after I've put my CSP to some use. Smiley Sad
Chase Sapphire Reserve-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 18 of 31
Regular Contributor

Re: Opening two credit cards back to back? yay or nay?

Awwwwww you should have said you wanted the Freedom for rotating category rewards and CSP for travel benefits!!! It almost always work...you could pull the big guns out and said you also wanted a checking account to improve the rewards on the Freedom!!! Chase loves when you have many products with them.


EQ 733 3/3/13 GOAL: 800 Merrill Lynch Merrill+ $12,500 | AMEX BCE 6K | AMEX PRG NPSL | CSP 6K | Freedom 5K | Discover IT 5K | HVFCU 10K | American Eagle Visa 5K | Citi Thank You Preferred 6,100

In the garden since 4/22/13 | Hating on Capital One since '09
Message 19 of 31
Moderator Emerita

Re: Opening two credit cards back to back? yay or nay?

Message 20 of 31