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Opening with NFCU

Moderator Emeritus

Opening with NFCU

Figured I'd post here for better exposure...if you open a CC or a checking account, or even join NFCU via a share acct, do you have to sign docs as a condition for membership (e.g. signing agreements or signature cards)? If so can those be faxed in or do you have to hand deliver those into a branch?

Message 1 of 12
11 REPLIES
Established Contributor

Re: Opening with NFCU

I opened a checking, savings, and credit card and I didn't sign anything.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 2 of 12
Frequent Contributor

Re: Opening with NFCU


llecs wrote:

Figured I'd post here for better exposure...if you open a CC or a checking account, or even join NFCU via a share acct, do you have to sign docs as a condition for membership (e.g. signing agreements or signature cards)? If so can those be faxed in or do you have to hand deliver those into a branch?


Never signed anything. Don't even think they truly verify 


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 3 of 12
Valued Contributor

Re: Opening with NFCU

I remember going into the branch. I joined a couple of years ago, and they wanted me to verify my ID and mail it in. I decided to go to the branch instead of waiting for them to receive my docs through snail mail. Rep at the branch was nice as can be, she called their security dept and got me cleared right away. I even left with a bag full of goodies.

CH7 Discharged: 4-14-16
Rebuilding in Progress.....
May 2016 - EX: 594, TU: 582, EQ: 619
July 2016 - EX: 629, TU: 600, EQ: 622
Message 4 of 12
Epic Contributor

Re: Opening with NFCU


llecs wrote:

Figured I'd post here for better exposure...if you open a CC or a checking account, or even join NFCU via a share acct, do you have to sign docs as a condition for membership (e.g. signing agreements or signature cards)? If so can those be faxed in or do you have to hand deliver those into a branch?


I was about to say they mailed to me and I had to sign but now wondering if that was Alliant all so long ago... Either way if I did sign something, the accounts were opened online and later the documents came in mail, sign and mail back, no biggie.

Just in Case people are thinking of opening from family or household, for like 5 days looks like they are offering $40 to referal person and to new application!!

Message 5 of 12
Senior Contributor

Re: Opening with NFCU

When joining, I had to fax SS card and DL to them, but don't remember signing anything. when I got my visa, I had to reverify my ID in person at a branch. When I got myNavchek, they required that I sign the loan docs. That is the only thing I recall signing with them.

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 6 of 12
Moderator Emeritus

Re: Opening with NFCU

When I joined; I joined online joint account with my husband who was already a member.

I only had to sign something for my auto loan and overdraft LOC

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Message 7 of 12
Moderator Emeritus

Re: Opening with NFCU

Hehe I just noticed something cool

Congratulations, webhopper!

As the result of your contributions to the community, you have earned a new rank. Your new rank is Senior Contributor.

We appreciate your efforts and hope you will continue to be an active member of the community.

Thanks!

The myFICO® Forums Team

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 8 of 12
Established Contributor

Re: Opening with NFCU

Opened ckecking and savings online. Didn't sign or verify anything.

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 9 of 12
Established Contributor

Re: Opening with NFCU

How did everyone become eligible for membership with NFCU, and how did they verify eligibility?


AMEX PRG - NPSL I AMEX Everyday Preferred - $34.8k I Capital One Venture - $20k I Chase Sapphire Preferred - $25.5k I Chase Southwest Rapid Rewards Premier - $20.7k I Barclay Arrival + - $10k I Capital One Quicksilver - $10k I NFCU Flagship Rewards Visa Signature - $15k I NASA FCU - $10k I Texell FCU Visa - $5k I Chase Freedom - $9.9k I Citi Double Cash - $7.8k I Discover IT - $5k I NFCU CLOC - $15k I Total Unsecured Credit - $188,700

EQ FICO - 714 (5/24/16) I TU FICO - 772 (5/24/16) I EX FICO - 770 (5/24/16)
Message 10 of 12