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Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Opening with NFCU

Figured I'd post here for better exposure...if you open a CC or a checking account, or even join NFCU via a share acct, do you have to sign docs as a condition for membership (e.g. signing agreements or signature cards)? If so can those be faxed in or do you have to hand deliver those into a branch?

Established Contributor
calihlove75
Posts: 787
Registered: ‎05-16-2012

Re: Opening with NFCU

I opened a checking, savings, and credit card and I didn't sign anything.


100% Ficos: EX 762, TU 767, EQ 754 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-2/1~ last credit card app 6/24/13- New car loan 3/8/2014
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Sparkz1920
Posts: 271
Registered: ‎08-09-2009

Re: Opening with NFCU


llecs wrote:

Figured I'd post here for better exposure...if you open a CC or a checking account, or even join NFCU via a share acct, do you have to sign docs as a condition for membership (e.g. signing agreements or signature cards)? If so can those be faxed in or do you have to hand deliver those into a branch?


Never signed anything. Don't even think they truly verify 


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Valued Contributor
Datx
Posts: 1,050
Registered: ‎05-20-2010

Re: Opening with NFCU

[ Edited ]

I remember going into the branch. I joined a couple of years ago, and they wanted me to verify my ID and mail it in. I decided to go to the branch instead of waiting for them to receive my docs through snail mail. Rep at the branch was nice as can be, she called their security dept and got me cleared right away. I even left with a bag full of goodies.

TU: 603 – EQ: 569 – EX: N/A – May 2010

Mega Contributor
Creditaddict
Posts: 18,951
Registered: ‎10-23-2007

Re: Opening with NFCU


llecs wrote:

Figured I'd post here for better exposure...if you open a CC or a checking account, or even join NFCU via a share acct, do you have to sign docs as a condition for membership (e.g. signing agreements or signature cards)? If so can those be faxed in or do you have to hand deliver those into a branch?


I was about to say they mailed to me and I had to sign but now wondering if that was Alliant all so long ago... Either way if I did sign something, the accounts were opened online and later the documents came in mail, sign and mail back, no biggie.

Just in Case people are thinking of opening from family or household, for like 5 days looks like they are offering $40 to referal person and to new application!!

Fico Scores: EQ 657 Cabelas, TU 653 Barclay, EX 699 Wells (07-27-14)
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Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011

Re: Opening with NFCU

When joining, I had to fax SS card and DL to them, but don't remember signing anything. when I got my visa, I had to reverify my ID in person at a branch. When I got myNavchek, they required that I sign the loan docs. That is the only thing I recall signing with them.

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Opening with NFCU

When I joined; I joined online joint account with my husband who was already a member.

I only had to sign something for my auto loan and overdraft LOC

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
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Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Opening with NFCU

Hehe I just noticed something cool

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As the result of your contributions to the community, you have earned a new rank. Your new rank is Senior Contributor.

We appreciate your efforts and hope you will continue to be an active member of the community.

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Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Established Contributor
adavis425
Posts: 512
Registered: ‎02-14-2012

Re: Opening with NFCU

Opened ckecking and savings online. Didn't sign or verify anything.

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Frequent Contributor
js0319
Posts: 322
Registered: ‎02-27-2012

Re: Opening with NFCU

How did everyone become eligible for membership with NFCU, and how did they verify eligibility?


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