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Established Contributor
Posts: 651
Registered: ‎08-07-2012

Opinion on Amex Clear?

How does this card stack up to the Amex Blue cards?

Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Posts: 98
Registered: ‎04-13-2012

Re: Opinion on Amex Clear?

With BCE/BCP on the market, it's just not worth it... Fees are somewhat lower, but if you're fee-averse to begin with, it's just a straight 1% card with the odd quirk that rewards are automatically distributed months after you earn them in the form of $25 AMEX gift cards.


Also, the experience of most posters has been that you can't PC a Clear card into any other product, so if you get it, you're stuck with it.

.ılılıll | CK/TU FAKO [770] // CS/EX FAKO [789] // QZ/EX FAKO [724] // EX FICO [763] | llılılı.
Chase Hyatt [$9K] // AMEX SimplyCash [$8K] // Chase Freedom [$7K] // PenFed Platinum Rewards [$6.5K] // AMEX Clear [$6K] //
Citi Forward [$6K] // BoA Privileges Cash [$5K] // Discover it [$3.5K] // Citi ThankYou Preferred [$2.2K] //
Established Contributor
Posts: 731
Registered: ‎02-15-2012

Re: Opinion on Amex Clear?

The Amex Clear is useless compared to the BCE/BCP.  The rewards are terrible and it doesn't even waive all fees (forex fees are still charged).  If you are the type to incur the fees that are waived by this card, Amex isn't for you.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012

Re: Opinion on Amex Clear?

I think the rewards are better w BCE even though the Clear does look pwetty :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 622
Registered: ‎07-24-2012

Re: Opinion on Amex Clear?

[ Edited ]
If you are the type to incur the fees that are waived by this card, Amex isn't for you.


This is the crux of it right here.  It's such a weird product for that very reason...why would Amex have a product that is really only going to appeal to the kind of customer Amex doesn't want?  If you're constantly doing cash advances on credit, paying late, and going over your limit, then yeah, it's a great card. And Amex doesn't want you for it. Smiley LOL

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 687 (CCT 9/2/15), EX 723 (CCT 9/12/15) , TU 703 (CCT 9/2/15), Total CL $99.3k on 13 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, Amex Zync NPSL (> 10k), C1 Venture VS $6.5k, Amex SPG $4.5k, Chase Slate $3.5k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: Prosper $25k/36mo, Prosper $17k/36mo
My Business: Chase Ink VS $5k
Valued Contributor
Posts: 1,488
Registered: ‎08-30-2011

Re: Opinion on Amex Clear?

MountainHiker wrote:

How does this card stack up to the Amex Blue cards?

Clear is your garden variety basic AMEX card.  As others have noted, bennies with the other AMEX products are superior.  I chose the Clear card primarily since I didn't need any sort of significant rewards program, was more interested in the brand, and more importantly, to add my kids as additional card-holders.  They have their own cards, own card number tied to mine, and they get my history with AMEX.  Good basic card to start kids out, so you can monitor their activities before letting them go on their own.  Plus, they thought the cards were really cool looking !

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10.5K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 823 TU = 822 as of 07/15
Established Contributor
Posts: 731
Registered: ‎12-14-2011

Re: Opinion on Amex Clear?

I honestly have no idea why anyone would choose the clear over the Blue Cash Everyday. It's an all around better card. The BCP annual fee pays for itself pretty quickly if you buy 50 bucks of groceries per week or so

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Citi Prestige World Elite Mastercard ($35,000.00), Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), Chase Ink Business Bold (NPSL)
TU-778 (12/03/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)

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