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Opinion on my new card

Frequent Contributor

Re: Opinion on my new card

What's done is done people, certain people should keep their insults to themselves.  Congrats on your AMEX OP!!

NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Message 31 of 45
Frequent Contributor

Re: Opinion on my new card

Congrats on getting your foot in the door OP!! I considered taking the same route as you but there were members who told me that since the card I really want is the BCP, (I spend over $700/mo on groceries), I should apply for that instead of a charge card I have no use for just so I could get my foot in the door. I'm taking that advice and will apply for the BCP soon.

Also, just so you know that you're not alone, so to speak, I have read posts on this forum of people who want "in" with Amex or any other "prestigious" card just for the status and to be in the Amex "club". They were not concerned about any benefits whatsoever! I say "do you" and if you find it to be a "mistake" then lesson learned and you do better next go around.

For what it's worth, I also think you should PC your card to one that truly benefits you so that you're not leaving free money on the table. Much success to you!

iPhone. iTypos. iApologize

Current Score: EQ FICO 764 TU FICO 776 EX FICO 753
Goal Score: 800
Message 32 of 45
Super Contributor

Re: Opinion on my new card


webhopper wrote:

 

Although, a Delta skymiles card is better than a capital one platinum so in that sense, you have arrived "credit-wise"


Well, if the Cap One gives 1%+ cash back, that might be more useful than Delta miles if you don't use them!

Message 33 of 45
Super Contributor

Re: Opinion on my new card


dabrian wrote:

What's done is done people, certain people should keep their insults to themselves.  Congrats on your AMEX OP!!


Given the thread is "Opinion on my new card" that does seem to invite people to give opinions, which can include comments of the form that this was not the best idea.  To inform others, for example....

Message 34 of 45
Moderator Emeritus

Re: Opinion on my new card


dabrian wrote:

What's done is done people, certain people should keep their insults to themselves.  Congrats on your AMEX OP!!


I haven't really seen anything here that insults the OP... rather the posters in this thread have been making general observations that are not directed at any particular person.

 

For what its worth, the OP could have done a lot worse in his selection, so I think the OP is going to be just fine.  Maybe OP will learn how to use his miles and take a trip somewhere cool that he wouldnt have otherwise been able to go.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
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Message 35 of 45
Mega Contributor

Re: Opinion on my new card


webhopper wrote:

dabrian wrote:

What's done is done people, certain people should keep their insults to themselves.  Congrats on your AMEX OP!!


I haven't really seen anything here that insults the OP... rather the posters in this thread have been making general observations that are not directed at any particular person.

 

For what its worth, the OP could have done a lot worse in his selection, so I think the OP is going to be just fine.  Maybe OP will learn how to use his miles and take a trip somewhere cool that he wouldnt have otherwise been able to go.


This or PC to a card thats more suitable in the future. Its a lesson learned for the OP.




EQ FICO 548 3/3/16
Message 36 of 45
Frequent Contributor

Re: Opinion on my new card


86 wrote:

Ok, hello to everyone. I just got approved for an AMEX Delta Gold card. In your opinion, how good is this? What I mean is that AMEX I have always considered the "cool kids of credit club." Is this true and am I a part of the club?  What does it say about my credit since I was approved? Thanks.


Gongrats!, Welcom to the Amex Family Smiley Very Happy

CL $317,649
Message 37 of 45
Established Member

Re: Opinion on my new card


86 wrote:

Ok, hello to everyone. I just got approved for an AMEX Delta Gold card. In your opinion, how good is this? What I mean is that AMEX I have always considered the "cool kids of credit club." Is this true and am I a part of the club?  What does it say about my credit since I was approved? Thanks.


Call the new account status number to find out the limit, in case you dont already know Smiley Happy

Message 38 of 45
Valued Contributor

Re: Opinion on my new card


longtimelurker wrote:

dabrian wrote:

What's done is done people, certain people should keep their insults to themselves.  Congrats on your AMEX OP!!


Given the thread is "Opinion on my new card" that does seem to invite people to give opinions, which can include comments of the form that this was not the best idea.  To inform others, for example....


+1 This. If you ask for opinions, there's a strong possibility that people will actually give their true opinion on this forum. 

 

But to the OP - congrats on the approval but it would probably behoove you to go for a card that will best meet your needs in the future. Good luck.


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 39 of 45
Mega Contributor

Re: Opinion on my new card

AFAIK OP will not be able to PC this card until it has been active for 13 months.




EQ FICO 548 3/3/16
Message 40 of 45