No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I'm in the final stages of a mortgage, and thought it the prudent thing to opt out of prescreens. My question is after I close can I opt back in or is the 5 year thing mandatory?
You can change it anytime from the same screen. I have done it a few times. Also if you freeze your reports, the CRA's will automatically opt you out. I then log in and opt myself back in. It works fine.
5 years is just the expiration. You can opt in (as the site indicates) if you have opted out.
Many have reported that the opt-in isn't working "properly" I myself seem to be having issues.
I've had no luck with opt'ing back in.
@ojefferyo wrote:Many have reported that the opt-in isn't working "properly" I myself seem to be having issues.
It can take time. It took me two months before I saw any pre-qualifieds and pre-approveds.
Always learn something new. My EQ is frozen so you guys are saying im opted out? so where do i go to opt back in without unfreezing my reports. i do have account with equifax. their non fico score. so im just wondering.
@taxi818 wrote:Always learn something new. My EQ is frozen so you guys are saying im opted out? so where do i go to opt back in without unfreezing my reports. i do have account with equifax. their non fico score. so im just wondering.
This is the link I use to opt-in after freezing reports.
@Anonymous wrote:
@taxi818 wrote:Always learn something new. My EQ is frozen so you guys are saying im opted out? so where do i go to opt back in without unfreezing my reports. i do have account with equifax. their non fico score. so im just wondering.
This is the link I use to opt-in after freezing reports.
https://www.optoutprescreen.com/?rf=t
Thanks HF bill give it a shot.
@onstar wrote:
@ojefferyo wrote:Many have reported that the opt-in isn't working "properly" I myself seem to be having issues.
It can take time. It took me two months before I saw any pre-qualifieds and pre-approveds.
It's been 3-4 months and a few opt-in's