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Valued Member
tooyoungforbadcredit
Posts: 41
Registered: ‎07-06-2012

Re: Optimal Number of Cards

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‎07-28-2012 07:34 AM

I wonder what my chances are.

In the garden since 7/27/12 after getting two credit rebuilding cards.
Starting Score: 527
Current Score: TU-617 Equifax-606 Experian Plus 569
Goal Score: 650 by 1/1/13
Message 11 of 13 (244 Views)
 
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MaryJane197
Posts: 87
Registered: ‎01-05-2009

Re: Optimal Number of Cards

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‎07-29-2012 09:31 AM

I just came out of bk 5 months ago so im in the same boat as you are.  i got a car loan right after my bk but everything else is hard.  so i decided to get a cc to better my credit.  the only thing negative is my student loans, which im paying to the bc.  ive got one secured Capital One card and got approved for a secured Continential Finance card through Discover but didnt take it.  im going to up my cl on my Capital One card.

01/10/09: - TransUnion: 500 / Equifax: 521, / Experian: 566
Filed BK 02/24/2012
07/28/2012: - Transunion:487 / Equifax:467 ,/ Experian: 586
Message 12 of 13 (175 Views)
 
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Valued Member
tooyoungforbadcredit
Posts: 41
Registered: ‎07-06-2012

Re: Optimal Number of Cards

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‎07-29-2012 09:53 AM

Yeah I turne down continental finance two.

In the garden since 7/27/12 after getting two credit rebuilding cards.
Starting Score: 527
Current Score: TU-617 Equifax-606 Experian Plus 569
Goal Score: 650 by 1/1/13
Message 13 of 13 (166 Views)
 
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