Reply
Frequent Contributor
adamseve
Posts: 453
Registered: ‎05-14-2008

Orchard Bank CLI & Backdoor #

Has anyone ever had any success getting a CLI with Orchard Bank?  If so, what number did you call? 
 
Also, does anyone have a backdoor number?
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008

Re: Orchard Bank CLI & Backdoor #

[ Edited ]
I received a CLI last month for a $100 Dollars had the card 6 month . This was my second time  requesting a CLI the first time i tired was after i had the card 3 months an i was told you must have your card 6 months before your account can receive a CLI. I called the number on the back of my card. I am so tempted to call a BDN to see if i'll have any luck.


Message Edited by mjbfan79 on 07-18-2008 10:34 AM

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007

Re: Orchard Bank CLI & Backdoor #



adamseve wrote:
Has anyone ever had any success getting a CLI with Orchard Bank?  If so, what number did you call? 
 
Also, does anyone have a backdoor number?


There is a backdoor number for Orchard in the first post in the Backdoor Numbers thread stickied at the top of this forum.
 

 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Frequent Contributor
creditreformer
Posts: 395
Registered: ‎04-25-2008

Re: Orchard Bank CLI & Backdoor #

Have tried all #s.  18 mos. w/2 orchard ccs (now 1 b/c I consolidated them) and 0 increases.  Makes no sense as I have perfect payment history w/them.  I suspect they have blacklisted me from CLIs as I burned HSBC (not orchard) in the past.  By contrast, cap 1 doubled my cl after 2 mos.  orchard is getting fired 3/09.

Frequent Contributor
adamseve
Posts: 453
Registered: ‎05-14-2008

Re: Orchard Bank CLI & Backdoor #

I've had my Orchard card for 3 years, no baddies and I can't get a CLI to save my life.  Think this card is going into my sock drawer.
 
I've tried the back door, front door, etc. and I'm done. 
Contributor
dieselcafe
Posts: 82
Registered: ‎12-25-2007

Re: Orchard Bank CLI & Backdoor #

I called the backdoors number twice and recieved CLI twice in the amount of $100 each.
Frequent Contributor
mrsanderson
Posts: 366
Registered: ‎12-20-2007

Re: Orchard Bank CLI & Backdoor #

I calle d the number on the back of my card and recieved a 200CLI within a month in a half from getting the card! lol they told me when i asked a month later i was one of the lucky ones! Im going to ask again i love asking bc u never know! who migh t give in! lol
~EveryThing Is Within REach~FICO FORUM roCKs.....
Regular Contributor
Lucid08
Posts: 213
Registered: ‎11-01-2007

Re: Orchard Bank CLI & Backdoor #

I used the backdoor number in the sticky topic with success. I think it depends on circumstances and the whole YMMV viewpoint. I was approved for the Orchard card on the 11th with a 300 CL, but got approved for a NFCU Nrewards card a few days later for a much higher CL, so I called the backdoor number to cancel the card as I hadnt even received it yet. When the CSR knew I was serious about cancelling, he transferred me to a retention specialist, who in turn offered me a 200 CLI to 500. I went ahead and decided to keep the card at that point.

Odd thing is though, when I called to activate the card they didnt try to sell me that protection coverage I've heard so many horror stories about, but rather they pushed a credit report monitoring service on me, so they must be changing up marketing strategies or something.
EQUIFAX - 640 1/05/12 - Goal of 720 by Mid May!
Transunion - 637 - 01/15/10
New Visitor
Tamkatl622
Posts: 1
Registered: ‎06-04-2009

Re: Orchard Bank CLI & Backdoor #

YES!!!....I have had my card for 6 months.  My credit limit was $300.  I called 1 (800) 395-6090.  They increased to $1100.000....$800 CLI!!!!

Contributor
jdsays
Posts: 91
Registered: ‎05-08-2009

Re: Orchard Bank CLI & Backdoor #

Can I ask you what you said to them?  Did they do a hard pull?  Did they ask you what you wanted your CLI to be or did they determine the amount??

Starting Score: EQ: 590 TU: 599
Current Score: EQ: 642 TU: 683
Goal Score: 720 by 12/31/10


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+