Orchard Bank CLI !!!

[Flipper24]

Requested and received first ever increase from them, only went from $300 to $450 but it is a start!!!

[shane82388]

Online or on the phone?

[JusdoNit]

Good start.

[Flipper24]

On the phone, the online option was unavailable when I followed the link.

[PapasWifey]

Congrats!! How long have you had the cc? I just signed up for one and haven't gotten it yet so wondering about the timeframe for cli.

[Flipper24]

I have had for over 4 years, never been late but also have never asked for an increase before so dont be discouraged from asking.  Seems lke every 6 mos is what I have been reading, provided they dont do a hard pull of your credit report.

[seattletravels]

HSBC accepts cardholder initiated CLI every 6 months.

[shane82388]

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@seattletravels wrote:

HSBC accepts cardholder initiated CLI every 6 months.

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But is it a hard hit? Inquiry for a lame $100 CLI isnt worth it probably...

[seattletravels]

I got increases on both my HSBC cards this month - one was $550 and the other was $100.  Both were soft.

[CS800]

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@Flipper24 wrote:

Requested and received first ever increase from them, only went from $300 to $450 but it is a start!!!

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Any CLI is a good CLI