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Hey everyone....
To my surprise, I logged onto my Orchard Bank account today to see what my balance was. I plan to pay off four of my five cards next week after I get my bonus from work. Well, out of the blue, Orchard/HSBC gave me a $200 cli to $700. I have had this card since 2005, and it was the first card I got when rebuilding. It started out with a $300 limit, and I have tried to get increases online, but it always tells me to call and talk to a CSR. I have called a couple times and paid their ridiculous credit limit increase fee twice, so I was up to $500 after 5 years with them. Well, I guess I have finally proven myself worthy of the gift of a non-requested CLI. It only took 5 years of perfect payment history, and never going over the limit to get the CLI. Oh, and I always pay way more than the minimum payment, too. The interest rate is outrageous, and barely any sort of limit, but it is my oldest card, so I keep it around any buy one or two things a month on it.
Has anyone else gotten a non-requested CLI from Orchard lately?
@armymom wrote:
I logged onto mine over the weekend as well and found they had raised my cl by $200 to $1300.
wow, that is fantastic! they probably got around to looking at your scores
armymom wrote:
I logged onto mine over the weekend as well and found they had raised my cl by $200 to $1300.
That is fantastic! I cannot remember the last time I've seen Orchard give such a big CLI. Laz is more than likely right, OB looked at your beautiful FICOs. Congrats!
@fused wrote:
@armymom wrote:
I logged onto mine over the weekend as well and found they had raised my cl by $200 to $1300.That is fantastic! I cannot remember the last time I've seen Orchard give such a big CLI. Laz is more than likely right, OB looked at your beautiful FICOs. Congrats!
Sorry all. They raised my cl $200 from $1100 to $1300. I didn't think about my wording until I read the congrats. I think a raise like that from Orchard might cause some of us to faint. lol
@armymom wrote:
@fused wrote:
@armymom wrote:
I logged onto mine over the weekend as well and found they had raised my cl by $200 to $1300.That is fantastic! I cannot remember the last time I've seen Orchard give such a big CLI. Laz is more than likely right, OB looked at your beautiful FICOs. Congrats!
Sorry all. They raised my cl $200 from $1100 to $1300. I didn't think about my wording until I read the congrats. I think a raise like that from Orchard might cause some of us to faint. lol
LOL...wow, i need to spend more time reading these posts! thanks for clearing that up for me
@Anonymous wrote:
I just read this a minute ago and logged into my account and, sure enough, I got a $200 CLI to $900. They must be feeling very generous.
not to me but i'm carrying balances on my jewelry store cards that usually aren't there...that may be why.
Got mine today....Logged in to my account and got a $200 CLI.