FYI, don't app for Cap1 until 45 days after your other approvals/denials....it will automatically be denied WITH HP's.
Learning from my past and rebuilding..
BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659
QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |