05-28-2011 06:23 AM - edited 06-01-2011 11:00 AM
I just called in to request a CLI to Orchard Bank. Instead of the their usual response of "unfortunately we are not accepting customer initiated CLIs..." the representative informed me that I would receive a response within 10 days about my request. I asked him if customer initiated CLIs had resumed and he confirmed that they have. Finally... It took them forever.![]()
05-28-2011 08:08 AM
Do you know if it was a soft pull or a hard pull?
05-28-2011 12:26 PM
I haven't received an update yet to find out if it was a soft or hard pull. I was declined... How awful. 2 weeks away from 6 months of having the account and they decline me. Perfect payment history... The representative said that the account will be "periodically reviewed....
05-28-2011 12:51 PM
I can confirm, called back door number. Nice CSR put it through, the results were instant, went from 300 to 4500
, I think this was a mistake. I'm not gonna take it past 500 for fear this being a mistake.
05-28-2011 01:13 PM
Induction wrote:I can confirm, called back door number. Nice CSR put it through, the results were instant, went from 300 to 4500
, I think this was a mistake. I'm not gonna take it past 500 for fear this being a mistake.
I can confirm as well. After reading this thread, I called the backdoor number and spoke with a CSR who went ahead and put through a request. I only got a $100 CLI, though... from $300 to $400. I'm envious, LOL!!!!
It is what it is. I'll take it for now. ![]()

05-28-2011 01:17 PM
brownidgirl wrote:Do you know if it was a soft pull or a hard pull?
I was told it would be soft. I'll post back if I find out it wasn't.

05-28-2011 01:21 PM
tinuviel wrote:
Induction wrote:I can confirm, called back door number. Nice CSR put it through, the results were instant, went from 300 to 4500
, I think this was a mistake. I'm not gonna take it past 500 for fear this being a mistake.
I can confirm as well. After reading this thread, I called the backdoor number and spoke with a CSR who went ahead and put through a request. I only got a $100 CLI, though... from $300 to $400. I'm envious, LOL!!!!
It is what it is. I'll take it for now.
The $100 bump sounds very much like Orchard. $300-$4500 sounds weird for them, but stranger things have happened!
Starting Score: 60005-28-2011 02:07 PM
I can confirm this too! I just called the standard number on the back of the card after reading this thread and spoke with a CSR who said "I would be happy to help you with that"...got a $200 increase to bump me up to $1000 going to call again later for my 2nd card and hopefully get it up to $1300 from $1100.
05-28-2011 02:19 PM
Just called and they gave me a $200 increase. Initially she said it may be a hard pull, however, for mine she said it was a soft pull.
05-28-2011 04:48 PM
Just got a $100 bump on mine too, had the card for a year and a half and pay in full every month
Im glad their doing cli's again, but 100 bucks, thats malarky, i stopped using their card 2 months ago, and will probably cancel it since i have cards that are alot better.

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