06-06-2011 02:30 PM
Just called and received a $100 increase. Good ol Orchard and their small increases. Just trying to age this card out. Cant say I really use it anymore.
06-06-2011 02:33 PM
Can anyone confirm (by checking their CR) if these are hard pulls? I would be curious to know since I still have a couple of older accounts with them.
06-06-2011 03:01 PM
Asked for CLI on my $300 Household Bank card and it was declined. I'm going to drop this card before the annual fee is due next year.
06-09-2011 12:50 PM
Did anybody get hit with a hard pull on CL?
06-09-2011 12:55 PM
I did when going from $300 to $15K on my HSBC-issued GM Card.
When talking to a representative, I think they can do up to a 100% increase in your credit line without a hard pull.
06-09-2011 01:21 PM
My 100 dollar rzmc got a 300 cli acouple days ago when I called, new credit line of 400. I'm not really worried if it was a hard pull but I don't think it was since it was instant. Either way, I'm glad I don't have that stupid 100 dollar credit card anymore.
I have the same card with the $100 limit. I see HSBC still doesn't allow CLI requests online. Did you call and speak to a rep or is there an automated phone prompt to request?
Encouraged by all the credit line increases I went online and guess what, they are doing CLI online now. Just went from $100 to $400!!! I would try again they may have just opened it up!.
06-10-2011 08:57 AM - edited 06-10-2011 08:58 AM
Didn't care one way or the other but I was declined upon calling into customer service. The rep said they'd send a letter... and then wanted to sell me more HSBC services.
Thank I'll pass on that. and cancel them in December before AF.
Oh, and it is a HARD pull on CR.
06-10-2011 11:37 AM
Ive had my card since 09 with perfect payment history. I called and asked about the soft vs hard pull and the CSR told me that he can request and see if i am preapproved based on my income for a soft pull and if they need to do a hard pull he can see it and stop it. In my case i was pre approved for 100 cli with a soft pull. ill let everyone know if i pull my report and see something different. 300 to 400 now... i guess its not bad since no hard pull but i plan on canceling soon anyhow.
06-10-2011 12:15 PM
I can confirm, called back door number. Nice CSR put it through, the results were instant, went from 300 to 4500 , I think this was a mistake. I'm not gonna take it past 500 for fear this being a mistake.
Was a system fluke, got a message in my online OB message center saying they would give me a $50 bill credit for the mistake. New CL is 400..woo... -.-
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