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Orchard Bank/HSBC

New Contributor

Re: Update: Orchard Bank/HSBC Backdoor Approval

whoohoo ive just got approve! 300 limit! now i just gotta wait 6 months to ask for an increase



Starting Score: (8/06/2009) CHAP. 7 DISCHARGE 540 EQ
Current Score: (4/1/2010) 591 EQ / 598 EX/ 607TU
Goal Score: (END OF 2011) 660-680 EQ / EX / TU


Take the FICO Fitness Challenge

2010 GOALS

-deposit funds every quarter into secure acc's.

-increase credit into secure acc's

-keep low credit utilization

-obtain a cd secure loan

-no more inquiries for the year

SOL EXPIRATION DATES:

asset acceptance
11.2010

h.e starks
10.2012
11.2012
07.2013
08.2015
Regular Contributor

Re: Update: Orchard Bank/HSBC Backdoor Approval

Congratulations Striving for Success!!  That's awesome.

11/15/11- TU FICO 707 EQ FICO 710 EXP FAKO 738 (USBANK)
12/12/11 - TU Fico 727 EQ FICO 710 EXP FAKO 739 (USBANK)
Goal Score - 750 by 12/31/2012
Member

Re: Update: Orchard Bank/HSBC Backdoor Approval

Hi guys just got an Orchard here myself.  Was very pumped to add a new card to my rebuild effort. Scores here are 618 EQ 618TU and 601FAKO.  I hope the OP is able to get his card.  And way to go striving for success.


Starting Score:3/09471
Current Score:6/29/10> 687
Goal Score: 750


Take the FICO Fitness Challenge
New Contributor

Re: Update: Orchard Bank/HSBC Backdoor Approval

thank you kindly and also congratulations to you!



Starting Score: (8/06/2009) CHAP. 7 DISCHARGE 540 EQ
Current Score: (4/1/2010) 591 EQ / 598 EX/ 607TU
Goal Score: (END OF 2011) 660-680 EQ / EX / TU


Take the FICO Fitness Challenge

2010 GOALS

-deposit funds every quarter into secure acc's.

-increase credit into secure acc's

-keep low credit utilization

-obtain a cd secure loan

-no more inquiries for the year

SOL EXPIRATION DATES:

asset acceptance
11.2010

h.e starks
10.2012
11.2012
07.2013
08.2015
Moderator Emeritus

Re: Update: Orchard Bank/HSBC Backdoor Approval

Congrats on getting the Orchard! 

 

It is one of my very favorite rebuilder cards - they were the first to give me a card.  And I like their online payments - very easy.  Plus, you can pay over your balance, which is very handy.

Just puttin' syrup on something, don't make it pancakes.