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Orchard Bank closes account for too many inquiries etc.

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haulingthescoreup
Moderator Emerita

Re: Orchard Bank closes account for too many inquiries etc.


@Anonymous wrote:

got trans,and eq through my fico,when you dispute threw experian you can buy the score for $7.00,Every time lexington law gets something removed i get a email and a letter ,go to site on line there is all you need,credit karma are as follows,trans 696,eq687,ex671,i dont go buy the fakos any more true credit had me 50 points above all the myfico scores,fakos are only good to monitor reports ect,also if you get turned down for credit the letter you recive will have your score on it threw experian at loeast mine have so far


The TU and EQ scores are FICO's then, but I'm pretty sure the EX is a FAKO. Smiley Tongue

 

Does it say somewhere on there that it's FICO? Or "your credit score"?

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 21 of 24
MarineVietVet
Moderator Emeritus

Re: Orchard Bank closes account for too many inquiries etc.


@Anonymous wrote:

got trans,and eq through my fico,when you dispute threw experian you can buy the score for $7.00,Every time lexington law gets something removed i get a email and a letter ,go to site on line there is all you need,credit karma are as follows,trans 696,eq687,ex671,i dont go buy the fakos any more true credit had me 50 points above all the myfico scores,fakos are only good to monitor reports ect,also if you get turned down for credit the letter you recive will have your score on it threw experian at loeast mine have so far



If you bought this at the EX website this is not an EX FICO score. It's called a "Plus" score and this is what EX says about the Plus score:

 

The PLUS Score, with scores ranging from 330 to 830, is a user-friendly credit  score model developed by Experian to help you see and understand how lenders  view your credit worthiness. It is not used by lenders

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 22 of 24
Anonymous
Not applicable

Re: Orchard Bank closes account for too many inquiries etc.

its not a fako i dont trust them i use my fico for trans and eq,

Message 23 of 24
Anonymous
Not applicable

Re: Orchard Bank closes account for too many inquiries etc.

yes i already no about all this

Message 24 of 24
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