Credit Cards

[BullsEye10]

I just got notice that my Orchard Bank card is now a Capital One card.  

Considering I already have a Capital One card, should I ask them to simply combine the credit limits and close the Orchard Bank?

Thanks! 

[Ron1]

According to FAQ, you cannot combine CL between Cap1 and Orchard Bank right now.

Ron.

[Brian_Trying_700]

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BullsEye10 wrote:

I just got notice that my Orchard Bank card is now a Capital One card.  

Considering I already have a Capital One card, should I ask them to simply combine the credit limits and close the Orchard Bank?

Thanks! 

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I have Cap One and Orchard also. You cant do it.

[Wolf3]

You should wait and see what they offer.  

[corymcd88]

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Wolf3 wrote:

You should wait and see what they offer.  

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I agree, im waiting to see what i will get out of it.

[gypsysoul]

 i wonder if they are doing this to all orchard bank cards

[aggieguy]

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gypsysoul wrote:

 i wonder if they are doing this to all orchard bank cards

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Yes, all Orchard Bank cards are now owned by Capital One.

[tbolt2]

Old Inquiry from 2010/2011 on my CR from HSBC is now reporting as

Capital One/HSBC

The account item on the CR has not been changed yet. Still reporting as

HSBC Bank

I have not received anything from them yet regarding any changes

[laracing]

I have not received anything in the mail yet - I have 2 orchard bank cards in addition to 2 Capital One cards

[SlabOfBacon]

I'm in the same boat..

Orchard: $500

Orchard Platinum: $1600 (They've been giving me CLIs every so often, and the interest rate is 13.95% on my last statement)

CapitalOne: $750 ($500 then $750, been that way for over a year)

Capital One rewards: $1250 ($750 original, then $1250, no CLIs otherwise)

I was going to close the two lower limit cards, but I really do wonder what Capital One is going to do. If you remember from another thread I posted, I tried to call Orchard to close the $500 limit card but could never get through to anybody. I'm just letting the lower limit cards sit around with $0 balances right now.