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jose06 wrote:Does any know how to get out paying the annual fee.I've turned unsecured now after almost 2 years and got a $100 increase.Then on top of that I just got my check back from them, only to acquire $1.07 of interest.The only way i saw people have success in getting Orchard to remove the annual fee is threat to cancel your account but i wouldn't try it cause they might just close the account.