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Valued Contributor
p-
Posts: 2,521
Registered: ‎06-05-2008

Re: Orchard CC Changeover


asphaltcowboy wrote:

You may want to check your inquires, they hard pulled me back in December, all three CB's, for my Furniture Row-Oak Express account

that was backed by House Hold, never asked just did it automatic


HSBC is not administering the Orchard cards anymore; they are Capital One.

  2-13-14: FICO EXP: 779 - EQU: 742 - TRAN: 765 - AVG: 762 - +212 points from JUN 2008 - MY CREDIT JOURNAL

Valued Contributor
asphaltcowboy
Posts: 1,111
Registered: ‎02-03-2013

Re: Orchard CC Changeover


p- wrote:

asphaltcowboy wrote:

You may want to check your inquires, they hard pulled me back in December, all three CB's, for my Furniture Row-Oak Express account

that was backed by House Hold, never asked just did it automatic


HSBC is not administering the Orchard cards anymore; they are Capital One.


I received a letter from Capital One stating that they were aquiring these accounts and to watch for further updates, the letter did also

state that they, CP1, were in the process of aquiring all HSBC and Orchard accounts:smileysurprised: received a update from CP1 a week or so ago

that refered to sometime in July, just mentioned this as when I pulled my CR's in Feb they show the hard pulls from CP1 and I didn't have an account with them, shows that the account is now listed as CP1




Starting Score TU 667 EQ 663 EX 655
Current Score TU 694 EQ 692 EX 696 Last Update 8/2013
Garden Club 04/10/2013 (Goal 2015 or Longer)




Valued Contributor
asphaltcowboy
Posts: 1,111
Registered: ‎02-03-2013

Re: Orchard CC Changeover

I forgot to mention that they could of done the pulls because I didn't have an account??? Just food for thought




Starting Score TU 667 EQ 663 EX 655
Current Score TU 694 EQ 692 EX 696 Last Update 8/2013
Garden Club 04/10/2013 (Goal 2015 or Longer)




New Member
johnnytsunami
Posts: 1
Registered: ‎08-16-2009

Re: Orchard CC Changeover

@petarap Let know what happens? I did the same on 4/30 and have not yet heard anything. Anxious to see how/if I get a response or if anyone else has.

Contributor
petarap
Posts: 75
Registered: ‎08-28-2008

Re: Orchard CC Changeover

@johnnytsunami: I got a call from EO Office. She told that they will be ready to approve for CLI. Then I asked if this is a hardpull and she said yes. So, I backed off. I asked her why HP when CapOne recently gave me a CLI with SP. She told that as of now it's HP and I told her I'll try after the transition is complete to Cap One. Anyway Capone gave me $500 CLI on both my cards few weeks ago with SP, so I'll wait for this card to be completely transitioned to C1.

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