Valued Contributor
Posts: 1,867
Registered: ‎03-30-2012

Orchard CLI post transition to Capital One online Banking.

For craps and giggles, Tried the monkey button on a Household Bank account after I transitioned it to my existing Capital One online banking account the other day.


I get paperless statements, so I didn't get a mailed letter of the denial. It was emailed (well, the notification saying that a document was waiting) to my email box today.


Same old story...


You recently requested a credit line increase for your Capital One® account. Unfortunately, your
account isn't eligible right now. We know this isn't the answer you were hoping for and we want to
help you understand why:


  • While we complete account transitions we are unable to offer credit limit increases. Thanks for your patience and we apologize for the inconvenience.

Oh couldn't hurt to try. Gonna wait a few more months and then maybe try the EO route again.


In other news, I ordered a new customized card and it's on the way! I have not received a card with new "default" design for transitioned accounts's pretty boring, actually. It also looks like my account number is not going to change, so that's a plus.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Posts: 119
Registered: ‎06-30-2013

Re: Orchard CLI post transition to Capital One online Banking.

I got the same message....
Gardening until 8/10/2014! I love this forum!!!! EX- 687 TU-688 EQ - 680 ...all pulls 12/2013 (myfico)
Ch 7 discharge - 12/11. Discover $6k, DCU $3k, Barclays rewards $3k, Barclays Sallie Mae $3k Sony Visa $2500 Capital One Quicksilver $5 Capital One Venture One $3k, best buy mastercard1000

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008

Re: Orchard CLI post transition to Capital One online Banking.

I finally got to link my HSBC credit card to the Cap One website. 


I requested a CLI and it said it will mail their decision in 10 days....Ugh...... Stay tuned

$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
Posts: 1,381
Registered: ‎09-01-2011

Re: Orchard CLI post transition to Capital One online Banking.

I just got that email alert to the document and it said the same info. Also no PC offers, been checking daily but I won't bother anymore. No plans to use the card even at 1.5% so will put a quarterly charge to keep the acct active.

Valued Contributor
Posts: 1,082
Registered: ‎10-15-2011

Re: Orchard CLI post transition to Capital One online Banking.

I am kinda annoyed by this in some ways.  They never sent me anything, no new card, no notification, and yet they changed my terms.  I got the Quicksilver Card with 1.5% cash back, before I was gettting 2% on the things that mattered. 


I also tried the Monkey button and got the same message.  I actually tried it twice, since I did the connection last Saturday to my other Capone accounts.  My question is how long is it going to be since they are not known for doing anything quickly!?!


It was nice to actually be able to at least change the image on the card.  Let's see if I get 4 different numbers, since they said all transferred cards will have different numbers for AU's.

Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!

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