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I requested a CLI from Orchard Monday was denied why did i just log into my account an notice my credit limit is not $500 anymore it's now $700.
I hope it's not a error an wake up tomorrow an it's back to $500 lol. I did tell the rep on the phone Monday that i will most likely cancel the account sometime this month if i didn't get a increase. Maybe h spoke with a supervisor an they just gave it to me to keep me happy.
Very nice MJB
Congrats
Nice!!! Love nice surprises!!! WTG.
You guys really gave me hope.
My Orchard anniversary is in May I'm hoping and praying for a CLI and maybe even getting my AF waived.
Congrats on your CLIs, I hope to jump on that bandwagon soon!
have you not had any CLI yet? All my CLI from orchard were auto.
Started at $300
6 months $320 (lol)
9 months $720 (nice!)
@scottie_mommy wrote:You guys really gave me hope.
My Orchard anniversary is in May I'm hoping and praying for a CLI and maybe even getting my AF waived.
Congrats on your CLIs, I hope to jump on that bandwagon soon!
@Anonymous wrote:have you not had any CLI yet? All my CLI from orchard were auto.
Started at $300
6 months $320 (lol)
9 months $720 (nice!)
This was my first auto CLI
Start $300
Request 5 months $400
Request 8 months $500
Auto 12 months $700
nice for those who get it, but others may find themselves having the orchard experience I've had. mind you I have NEVER been late, overlimit, etc. on the acct. pif, carried a balance, sockdrawered, used A LOT (3-6x cl/mo.) etc. literally tried everything to inspire them to give me a lci.
2 accts opened 1/07- both 300 cli
NO CLIS ever. comboed the 2 into 1 in hopes of getting a CLI- nope, but whee, now I have 1 orchard w/600 cl.
called + threatened to cancel bazillion x- NO cli offers. LIED to + said accts were always reviewed, but mine were NEVER reviewed. they did however offer to take a HARD inq AND charge me if I wanted a cli- but they would NOT guarantee a cli, so I passed.
@ the 22 MONTH MARK, called + threatened to cancel again. FINALLY given ONE 200 cli + had af waived 50%.
in the meantime, best buy hsbc mc has given me TWO clis in 2 months- 300 cl starting, 150 cli @ activation, 200 auto cli on SECOND stmt. cc is used the SAME way I've used orchard for 2 yrs.
now go figure THAT out lol 1 would think they would give the OLDER cc clis first, but such is the quirkiness of hsbc.
Just presenting the other side of the coin b/c like target, hsbc is quirky