Orchard Reward Card!!!!

[My2cents]

Hello all.  Can you believe that I have a Cash back reward card from orchard.  I get 1% cashback on all purchases.

I did not request it.  They just gave it to me. 

Ole My2cents got lucky

[Smug]

ConGrats howeve I would never own a orchard card.

[Anonymous]

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@My2cents wrote:

Hello all.  Can you believe that I have a Cash back reward card from orchard.  I get 1% cashback on all purchases.

I did not request it.  They just gave it to me. 

Ole My2cents got lucky

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Credit limit?

Annual fee?

Your average Orchard card these days has something like a $300 CL and a $59 annual fee.  1% cashback amounts to little more than giving you an annual fee reduction.

[Smug]

No inFo?

[Anonymous]

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@My2cents wrote:

Hello all.  Can you believe that I have a Cash back reward card from orchard.  I get 1% cashback on all purchases.

I did not request it.  They just gave it to me. 

Ole My2cents got lucky

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wow, wonderful....keep up the good work.

[My2cents]

The offer is 3% for the first 6 months and 1% thereafter.

AF is 59.00.  And the CL is 1500.00.  I know Orchard is sub-prime, but these terms look prime.

Ole My2cents.

[Anonymous]

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@My2cents wrote:

The offer is 3% for the first 6 months and 1% thereafter.

AF is 59.00.  And the CL is 1500.00.  I know Orchard is sub-prime, but these terms look prime.

Ole My2cents.

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All things considered, that's not too bad.

$1500 is a very healthy CL with Orchard. 

[vish1]

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@My2cents wrote:

The offer is 3% for the first 6 months and 1% thereafter.

AF is 59.00.  And the CL is 1500.00.  I know Orchard is sub-prime, but these terms look prime.

Ole My2cents.

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Its my personal opinion, but 1% with a CL of 1500 and a AF of 59$ doesn't sound prime to me.

[lakerfan2011]

i have two cards and both of them are 2percent cash back

[Anonymous]

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@lakerfan2011 wrote:

i have two cards and both of them are 2percent cash back

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And which two would those be?