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Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009

Orchard and reporting to Experian

Seems Like my Orchard Card reported to EQ but not to Experian for January, I know they report on the last day of the month, do sometimes they skip a month? Or does Experian sometimes load balances later than a week or so?

Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008

Re: Orchard and reporting to Experian

Sometime they skip more then a month get use to it the great HSBC lol.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012

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Established Member
Posts: 34
Registered: ‎01-16-2009

Re: Orchard and reporting to Experian

Neither of my cards have updated. Will it make a difference if I call and ask them to update the accounts?

Starting Score: TU565/ EQ573
Current Score: TU702/ EQ700
Goal Score: both scores750

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Frequent Contributor
Posts: 499
Registered: ‎06-26-2007

Re: Orchard and reporting to Experian

Ditto! I wondered the same thing as neither of my HSBC's have reported since December on any of the CRA's
12/10/2016 EQ 621 TU 607 EX 626 10/10/16 EQ566 TU591 EX 587
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice
Frequent Contributor
Posts: 424
Registered: ‎01-14-2009

Re: Orchard and reporting to Experian

bott6698 wrote:
Ditto! I wondered the same thing as neither of my HSBC's have reported since December on any of the CRA's

That's intolerable.





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Established Contributor
Posts: 794
Registered: ‎08-05-2008

Re: Orchard and reporting to Experian

Just pulled my last EX report yesterday and I too noticed my Orchard was stuck with the same balance as in Dec.

"Evacuate, in our moment of triumph? I think you overestimate their chances."
New Member
Posts: 6
Registered: ‎03-27-2009

Re: Orchard and reporting to Experian


Did you try to call and ask about this?? Have any lucky?

Every time I  have tried, I get some foreign person saying they report

at the end of the month and then they try to sell me a credit monitoring service. UGHH!

Valued Contributor
Posts: 3,017
Registered: ‎06-03-2008

Re: Orchard and reporting to Experian

Mine was the same way. In fact I closed it in April and it's still hasn't reported. Last update was Janaury on EQ and Feb for EX and TU.  The funniest part is that when I tried to close the card, the only schpeal the lady could give to try to keep me as a customer is that they are one of the "few" credit card companies that actually report your account to all 3 of the credit bureaus, blah, blah. Really? And how often do they do that..once a quarter? No thanks !
Established Contributor
Posts: 871
Registered: ‎03-07-2008

Re: Orchard and reporting to Experian

I get the same response as seeker843

Starting Score: 615
Current Score: 709
Goal Score: 750

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