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Orchard bank CLI!!!!!!!!!!!!!!!!!!

Valued Member

Orchard bank CLI!!!!!!!!!!!!!!!!!!

So, I got an alert today. The orchard bank CC CLI went from $800 to $1600!!!!!! We didn't ask, it must have been automatic. We have only been with them for 6 months...give or take....we were also using $600 out of the $800 util.
Message 1 of 33
32 REPLIES
Valued Member

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!

Wow that is great I have been with them for 7 years with a small limit of $700 and have not had any increases. My balance is always small (My credit monitoring service) and I pif every month. Congrats to you maybe I will get an increase if not I plan to cancel them soon.


Starting Score: TU 560
Current Score: TU 750 EQ 731 EX 728?
Goal Score: TU 750+ EQ 750+


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Message 2 of 33
Established Member

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!

I just got one, too - small, from $500 to $700 but considering that I've only charged $15 on it since January, it's a nice surprise.

Message 3 of 33
New Contributor

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!

I just called to get my AF of $49 bucks removed and she gave me some BS not being able due to it being in the "terms" I will call back next week had the card for 2 and half years will cancel if they dont waive it

Message 4 of 33
Valued Contributor

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!


sarahscott1561 wrote:
So, I got an alert today. The orchard bank CC CLI went from $800 to $1600!!!!!! We didn't ask, it must have been automatic. We have only been with them for 6 months...give or take....we were also using $600 out of the $800 util.

Wow, Congratulations!!!! Thats Awesome.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

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Message 5 of 33
Frequent Contributor

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!

A: WHOA!

 

B: Congrats!

 

C: HSBC hates me,  my store card is stuck at $2,400. :'-(

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My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 6 of 33
Established Contributor

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!

HSBC can be very schizophrenic with their increases..never can figure out who's getting them and why...

Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 7 of 33
Regular Contributor

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!

damn these people been trying to get an increase on my card for the last year and four months and they kept telling me they are not doing any this gives me some fire power when i call the excutive line tomorrow and let them know some people are getting increases.

Message 8 of 33
Established Member

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!

Just logged in to Dh's account...$200 increase!!!!! Not much, but it's progress. Hopefully there will be more random increases in the future...


Starting Score: 497
Current Score: 649 EQ; 679 TU
Goal Score: 660


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Message 9 of 33
Established Member

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!

 Does Orchard B. only doe automatic cli's??? I have had them for 2 years with the same lousy $300 cl.  What can i do to get some love????

 

 

 

 

7/9/12 EQ 681
6/21/11 EQ 582
Bk- Oct '04
*slowly but surely...
*the choices i make today affect my credit score tomorrow..
*Can i buy an 850? If I can, put it on my Orchard card...
Message 10 of 33