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Valued Contributor
dalebb
Posts: 1,424
Registered: ‎08-28-2010
0

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!


neverrain wrote:

What number are you guys calling for this?  Mine is currently $320 with $79 AF.  I've been approved for better cards already.  I called the back door number "HSBC: 866-551-0258 (Credit Analyst)" and they told me to call the number on my card.  Anymore details?  PM me if needed.


welcome to the forums and nice AV

Established Member
Anthony30
Posts: 30
Registered: ‎06-11-2010
0

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!

This is the number I called   HSBC: 866-551-0258 (Credit Analyst) and they took care of everything.. I tried the number on the back of my card first and it was no longer a valid number.

Established Member
dvilc001
Posts: 18
Registered: ‎05-12-2011
0

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!

I thought I'd share my success this morning with you all :smileyhappy: I called the 866-551-0258 phone number this morning and spoke with a real nice young lady. I've had my Orchard card since March 2011 with 300 CL. Never late. occasionally carried a balance, the PIF. Spoke to the credit analyst, and she granted me an increase of $150!. It may not be much, but its something! :smileyhappy:


Starting Score: 529 as of 3/2011
Current Score: 660 EX, 627 EQ, 643 TU( all a/o 12/17/13)
Goal Score: 700 in 2014


Established Member
Anthony30
Posts: 30
Registered: ‎06-11-2010
0

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!

Congrats on the CL increase,Orchard seems extremely tight with their CL increases and extremely unpredictable but at least their bending a little..

Frequent Contributor
quest208
Posts: 423
Registered: ‎11-25-2011
0

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!

the orchard cards are starter cards.  regardless of their CL ceilings, they wont trust most of us with over $1,000.  you wont see too many people with cl higher than $1,000 regardless of your credit file.  not only that they add annual fees.

 

i hate to say it but if you want higher cl cards with no AF you gotta get rid of orchard.  they think of their clients as subprime and thats the mentality they have.

 

the reason i still have orchard is for AAoA reasons.  yes it wont affect me for the next 10 years but i also need opened accounts right now.

i wont even bother asking for CL soon as i get my amex and get it backdated orchard can be kicked to the curb.

 

right now IMO orchard is serving its purpose and will be eliminated when deemed worthless

USAA FAKO: Experian 767, Transunion 743, Equifax 734
FICO: Transunion: 738, Equifax 731
Credit Sesame: Experian 721
BB Reward zone$400, Orchard master $700, Office Depot $500, USAA Mastercard $11,000, Barclays American Express $2500
AAoA about 1 year
Regular Contributor
lakerfan2011
Posts: 162
Registered: ‎02-19-2011
0

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!

i have orchard i have 2 10000 lines and no af on any of them had the card s almost 4 years now and 2 percent cash back

Established Contributor
2NE1
Posts: 999
Registered: ‎12-06-2011
0

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!


lakerfan2011 wrote:

i have orchard i have 2 10000 lines and no af on any of them had the card s almost 4 years now and 2 percent cash back


that's real nice! how often do you use it? and are these MC or VISA?


Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620
Take the FICO Fitness Challenge! | Diamond Spade Garden Club Member: App free since 7/2012
Established Member
Anthony30
Posts: 30
Registered: ‎06-11-2010
0

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!

[ Edited ]

Lakerfan did you mean 2  $1000 dollar lines or $10,000?   By the way how do I quote a previous post in my reply so people know who I'm responding to? Thanks

Moderator Emeritus
MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009
0

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!


Anthony30 wrote:

Lakerfan did you mean 2  $1000 dollar lines or $10,000?   By the way how do I quote a previous post in my reply so people know who I'm responding to? Thanks



After you hit "Reply" you'll see the "Quote" button at the top. Click on it to view the previous post. Then type your comments underneath.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Established Member
Anthony30
Posts: 30
Registered: ‎06-11-2010
0

Re: Orchard bank CLI!!!!!!!!!!!!!!!!!!


MarineVietVet wrote:

Anthony30 wrote:

Lakerfan did you mean 2  $1000 dollar lines or $10,000?   By the way how do I quote a previous post in my reply so people know who I'm responding to? Thanks



After you hit "Reply" you'll see the "Quote" button at the top. Click on it to view the previous post. Then type your comments underneath.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


Awesome thank you very much


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