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Orchard bank cc declined

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fricnfrac1
Contributor

Re: Orchard bank cc declined

I applied for an Orchard Card last Saturday. I got it today.  They pulled EQ,  300 limit. It's enough. I also have a BOFA/300 limit.

I would love to have a rewards card, but afraid to call BOFA, as I dont want them to review my account. I have a perfect payment history

with them, but I know this doesnt matter anymore. 


03/12/14 Fico 698 EXP

Message 11 of 13
Breakthecycle2
Established Contributor

Re: Orchard bank cc declined

Is the BOFA a secured or unsecured?


Starting Score: 454
Current Score: 690
Goal Score: 750


Take the FICO Fitness Challenge
Message 12 of 13
Anonymous
Not applicable

Re: Orchard bank cc declined

i got the unsecured orchard gold as of last week with a low EQ score of 586. sad they only gave me $300. i was best off depositing more money into one of my secure accounts.

Message 13 of 13
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