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Orchard bank?

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afbar1114
Valued Contributor

Orchard bank?

i was looking to see if i would get a high limit with orchard bank but i cant figure out the pre aprroval process any help would be nice

 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 1 of 12
11 REPLIES 11
2NE1
Established Contributor

Re: Orchard bank?

 

I'm looking at your wallet...... I'm trying to understand why would you need an Orchard CC?! Smiley Indifferent how about we switch wallets! Smiley LOL

Message 2 of 12
2NE1
Established Contributor

Re: Orchard bank?

 

well... you can see if you're pre-approved by filling out their pre-screening application, it would require your full SSN but it won't be a HP until you finish the app and submit it! https://www.hsbcapply.com/start/orchardbank?media=O1AG023AA_10795694_2569276_144217225&sku=Orchard_B...

Message 3 of 12
afbar1114
Valued Contributor

Re: Orchard bank?

i wanted to see if they would give me a cl in the 1000's

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 4 of 12
2NE1
Established Contributor

Re: Orchard bank?


@afbar1114 wrote:

i wanted to see if they would give me a cl in the 1000's


I doubt it... as far as I know or have seen, Orchard starts with a 300CL or 500CL, they never open new accts with $1KCL

Message 5 of 12
Anonymous
Not applicable

Re: Orchard bank?


@afbar1114 wrote:

i wanted to see if they would give me a cl in the 1000's



Orchard? Nope, they're not giving you that. You're better off trying.. pretty much anyone else.

Message 6 of 12
BGinVA
Contributor

Re: Orchard bank?

Try Merrick Bank, they started me out with a $1K cl with lower scores than you have. 

Message 7 of 12
quest208
Frequent Contributor

Re: Orchard bank?

waht does your credit file look like?

 

i also would +1 on not getting an orchard.  you may try barclays or someone else with no annual fee, not orchard


TU08 762
NFCU Visa Signature $20,000, Citi Prestige $15,500, USAA Mastercard $11,000, American Express Platinum, Barclays American Express $4700, Best Buy Mastercard $400, Orchard/Capital One $700
Message 8 of 12
Creditaddict
Legendary Contributor

Re: Orchard bank?

You American Express and Home Depot and you want to apply for Orachard, I'll kick myself for you (no offense) You are "IN THE PRIMES, DONT GO BACK!!!!"
Apply for something like Citi Forward, you have HD so you should be in with them.
Once Zync is 6 months old look at a credit card product with them.
Close RZMC and 1st Premier like now!

 

Message 9 of 12
DanielF
Contributor

Re: Orchard bank?

Prob with Merrick is that they are by invite only

Starting Score: 656(EQ myFICO) 668 (TU myFICO)
Current Score: 638 EQ 680 TU08 677 EX
Goal Score: 750
Message 10 of 12
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