Reply
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Order Up! What to do first on way to BCP and helping my score...

2K is decent to start off, your well on your way to 6k in 61 days! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Member
Moleman_H
Posts: 20
Registered: ‎12-19-2011
0

Re: Order Up! What to do first on way to BCP and helping my score...

Yep, just got a CLI to 6k :smileyhappy:

Contributor
charleeislegend
Posts: 103
Registered: ‎07-21-2012
0

Re: Order Up! What to do first on way to BCP and helping my score...

wow, congrats on the CLI! And thank you for not making a whole new thread on your CLI :smileyvery-happy:

Credit Karma (TU) : 745 Discover FICO (TU): 770 Credit Sesame (EX): 735 myFICO (EQ) - 713
Amex Simplycash Business - $7000 Travelocity AMEX - $1400 Amex TrueEarnings - $7500 Chase Sapphire - $6000 Citi Forward Student - $5000 Discover IT Student - $1900
Established Member
Moleman_H
Posts: 20
Registered: ‎12-19-2011
0

Re: Order Up! What to do first on way to BCP and helping my score...

Going with AMEX definitely was the right decision for me. 6 month CLI to 18k approved. Booyah!

 

For those interested:

Oldest Account: 1Y 11M (Secured Visa)

AAoA: 1Y 6M

Util on Amex at time of CLI request: around 8%

 

 

 

Blogger
HiLine
Posts: 3,176
Registered: ‎10-19-2012
0

Re: Order Up! What to do first on way to BCP and helping my score...

Congratulations on the CLI!!! :smileyhappy: Did you end up applying for a mortgage? How did that go?

Established Member
Moleman_H
Posts: 20
Registered: ‎12-19-2011
0

Re: Order Up! What to do first on way to BCP and helping my score...

No mortgage application yet. I'll probably look at that again in a year. Next step is probably letting AMEX report the new limit and then go back to my CU. I've been with them for two years at that point and my CC limit with them is less than 10% of what AMEX is giving me and less than 1% of my annual income now...

Blogger
HiLine
Posts: 3,176
Registered: ‎10-19-2012
0

Re: Order Up! What to do first on way to BCP and helping my score...

Make sure you don't get any unwanted inquiries :smileywink:


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}