cancel
Showing results for 
Search instead for 
Did you mean: 

Other Secured Cards besides BofA

tag
courtney091082
Regular Contributor

Other Secured Cards besides BofA

I have low fico scores, 516-540-567
 
I applied for the BofA secured card today, sent in my paperwork so hopefully I will get back a good response!!
 
Now, are there other CC's besides the BofA card that will move from secured to unsecured after a time period.  HSBC told me they don't do it...so I wasn't very excited there!
 
Any other secured cc's that will go unsecured after a time period? Smiley Happy
 
Thanks
Courtney
9/1/2012 ...DRUMROLL .... EQ .. 776!!

I'm FINALLY a homeowner .. 10/24/12!!!!

My Cards ~~~GARDENING~~~ BNSF CU ($1000) BOA ($2500) Amazon / GE ($900) AMEX BCE ($2500) Chase Freedom ($3000) US Bank Cash + (7500)
Message 1 of 6
5 REPLIES 5
Red1Blue
Super Contributor

Re: Other Secured Cards besides BofA

Try one of your local credit unions. They are much more easier to work with and friendilier to deal with.
Message 2 of 6
courtney091082
Regular Contributor

Re: Other Secured Cards besides BofA

Ok, thanks! I will check with my credit union Smiley Happy
9/1/2012 ...DRUMROLL .... EQ .. 776!!

I'm FINALLY a homeowner .. 10/24/12!!!!

My Cards ~~~GARDENING~~~ BNSF CU ($1000) BOA ($2500) Amazon / GE ($900) AMEX BCE ($2500) Chase Freedom ($3000) US Bank Cash + (7500)
Message 3 of 6
courtney091082
Regular Contributor

Re: Other Secured Cards besides BofA

I went to my credit union and got a secured loan and cc. They cc is $1000 and the money I deposited for it went into a CD, she said as soon as my fico scores are all in the 600s they would move me to unsecured and I had the choice to take the money out of CD's...just thought I would update, Credit Union is the way to go! I have no annual fee and interest is 14% figured that could be much worse with my history and fico scores in the 500's
9/1/2012 ...DRUMROLL .... EQ .. 776!!

I'm FINALLY a homeowner .. 10/24/12!!!!

My Cards ~~~GARDENING~~~ BNSF CU ($1000) BOA ($2500) Amazon / GE ($900) AMEX BCE ($2500) Chase Freedom ($3000) US Bank Cash + (7500)
Message 4 of 6
llecs
Moderator Emeritus

Re: Other Secured Cards besides BofA

Wow...good job! Which CU was it?
Message 5 of 6
bamagirl1
Established Contributor

Re: Other Secured Cards besides BofA

great courtney, also national city from what i've heard and read has a great secured program also..i think there is a link towards the top you may want to check out.
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.