Other cards cli

[BKFireFly]

Hi guys. Hope to get some opinions on this. Nfcu approved me for $8k visa (highest limit). Will my other cards CLI to match this? Or at least grow? Limits are low and they always use my low limits as a reason for decline along with my utility.

[gdale6]

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@BKFireFly wrote:
Hi guys. Hope to get some opinions on this. Nfcu approved me for $8k visa (highest limit). Will my other cards CLI to match this? Or at least grow? Limits are low and they always use my low limits as a reason for decline along with my utility.

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Doubt it, the real reason for the decline of CLI is not the low limts but your utilization, pay them all off except 1 that you will let report 1-9% of its CL to the CRAs..

[BKFireFly]

Was planning to pay off the small limits and then do a bill consolidation for the larger amounts. The Apr will be lower and it would clear up all my cli

[BigBS]

CCCs are not all the same.  Internal models for each may prevent them from matching given greater stringency.