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Frequent Contributor
tubesock
Posts: 423
Registered: ‎09-12-2009

Over $100k...

My combined CL's hit over $100k a couple of days ago. 

Now I'm curious...

What are your combined CL's???

Who else is over $100k???

FicoTU 740 | Credit Karma 777 | Credit Sesame 758
EQ 673 Dec2011 | Current: 687 Aug2012 | Goal: 720+
UTL: 54% Dec2011 | Current UTL: 21% | Goal UTL: 0% June2013
AmxZync | CapOne 1k | WFNNB 1.1k | Target 3k | Goodyear 5.8k | CitiSimplicity 8.2k
AmxBCP 9k | Sam'sClub 9.5k | CitiDiamondPref 10k | DCU 20k | NFCU Visa Sig 33k
New Contributor
DVH1980
Posts: 207
Registered: ‎08-24-2011

Re: Over $100k...

Nice. I was stoked when I broke the 10k mark, time to set my sights a little higher!

My wallet:
Amex BCE|USAA Platinum Visa 3k|Barcalys Apple 3.5k|Veridian CU 5k|Discover It 3k|USAA Secured Amex 500|Amex Zync|USAA Patinum MC 3k|
Regular Contributor
sandman2435
Posts: 140
Registered: ‎01-22-2011

Re: Over $100k...

193K

Regular Contributor
ramblin_wreck08
Posts: 156
Registered: ‎08-09-2012

Re: Over $100k...

Just out of curiosity, how many cards do you guys with $100k plus limits have? Just wondering of it's the size of the limits, the number of cards, or a combination of the two that gets you there.



What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$5.5k (Visa Sig + EMV)
$4,950

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Equifax Risk Score: 706 (7/22/12)
Experian Plus: 724 (8/13/12)
New Contributor
DVH1980
Posts: 207
Registered: ‎08-24-2011

Re: Over $100k...

Looking at the OP's sig line, Id say its a couple with high limits and a few others withnie limits. Im sure there are a few who pull off the single 100k+ limit but its probably the exception, not the norm.

My wallet:
Amex BCE|USAA Platinum Visa 3k|Barcalys Apple 3.5k|Veridian CU 5k|Discover It 3k|USAA Secured Amex 500|Amex Zync|USAA Patinum MC 3k|
Frequent Contributor
tubesock
Posts: 423
Registered: ‎09-12-2009

Re: Over $100k...


ramblin_wreck08 wrote:
Just out of curiosity, how many cards do you guys with $100k plus limits have? Just wondering of it's the size of the limits, the number of cards, or a combination of the two that gets you there.

Ramblin...all my cards are in my siggy

 

Sandman...I'm just going to say WOW!!!:smileysurprised:

FicoTU 740 | Credit Karma 777 | Credit Sesame 758
EQ 673 Dec2011 | Current: 687 Aug2012 | Goal: 720+
UTL: 54% Dec2011 | Current UTL: 21% | Goal UTL: 0% June2013
AmxZync | CapOne 1k | WFNNB 1.1k | Target 3k | Goodyear 5.8k | CitiSimplicity 8.2k
AmxBCP 9k | Sam'sClub 9.5k | CitiDiamondPref 10k | DCU 20k | NFCU Visa Sig 33k
Frequent Contributor
kimmiller112
Posts: 257
Registered: ‎04-09-2012

Re: Over $100k...

I'm right around $30,000 total CL but a year ago, I was around $13,000 - I've been rebuilding since a bankruptcy in 2005 (medical bills that I couldn't afford when I had no insurance).  My salary has also more than doubled in the past year too.  Between CLI's and a couple of new cards I'd like to get, my goal is to double my current total CL in the next year (and then I want to buy a house the next year).  It would help if there was a credit union close by, but the closest ones are about an hour away and have strict military requirements.  I have opened up an online account with PenFed and regularly deposit money into it - I am hoping that that will help me get a credit card with them in the future.


5/13/13: TU 695, EX 675, USAA FAKO 723 for all 3 - Goal: 760 - Last App 3/14/13
Barclays USAir $4900 - USAA $4000 - PayPal Extras MC (GE) $3000 - B of A 123 $1500 - Discover More $1000 - Chase Freedom $1000 - Kay Jewelers $7600 - Ashley Homestore (GE) $4000 - Tempurpedic (WF) $3600 - Walmart (GE) $3300 - Belk (GE) $2500 - Macys $2000 - Amazon (GE) $1500 - Victoria Secret (Comenity) $450 - Banana Republic (GE) $850 - TJMaxx (GE) $600 - Capital One $5000 (business) - Staples (Citi) $2000 (business)
Frequent Contributor
tubesock
Posts: 423
Registered: ‎09-12-2009

Re: Over $100k...


kimmiller112 wrote:

I'm right around $30,000 total CL but a year ago, I was around $13,000 - I've been rebuilding since a bankruptcy in 2005 (medical bills that I couldn't afford when I had no insurance).  My salary has also more than doubled in the past year too.  Between CLI's and a couple of new cards I'd like to get, my goal is to double my current total CL in the next year (and then I want to buy a house the next year).  It would help if there was a credit union close by, but the closest ones are about an hour away and have strict military requirements.  I have opened up an online account with PenFed and regularly deposit money into it - I am hoping that that will help me get a credit card with them in the future.


$13k to $30k in a year is most excellent Kim. Good job! 

FicoTU 740 | Credit Karma 777 | Credit Sesame 758
EQ 673 Dec2011 | Current: 687 Aug2012 | Goal: 720+
UTL: 54% Dec2011 | Current UTL: 21% | Goal UTL: 0% June2013
AmxZync | CapOne 1k | WFNNB 1.1k | Target 3k | Goodyear 5.8k | CitiSimplicity 8.2k
AmxBCP 9k | Sam'sClub 9.5k | CitiDiamondPref 10k | DCU 20k | NFCU Visa Sig 33k
Established Contributor
searchingfor67
Posts: 612
Registered: ‎08-02-2011

Re: Over $100k...

$129K

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $17K | Amex Costco TE $10.4K | Amex SPG $6.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi Dividend World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Regular Contributor
ramblin_wreck08
Posts: 156
Registered: ‎08-09-2012

Re: Over $100k...

[ Edited ]

Ahh. I was on my phone and didn't see the siggy. 

 

In response to the OP, my current limit is $10,450 (up from $8,200 just acouple days ago), and I want to hit $25k here in the next year or so with only 2 cards. Will be tough, but I think doable.

 

Edit: No idea what my internal limit is on the PRG, but I would guess it's around that of my credit cards.




What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$5.5k (Visa Sig + EMV)
$4,950

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Equifax Risk Score: 706 (7/22/12)
Experian Plus: 724 (8/13/12)

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