Over the limit, any hits to score?

[llecs]

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fused wrote:

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fishbjc wrote:

I believe so....I went otl by just $50, it reported and I was hit with approx. 10 pts. 

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Consider yourself VERY fortunate. For some, having a single revolving account reporting an OTL balance can have same the reslut as a serious derog hitting your reports. It's possible to lose well over 60 or 80 points when an OTL account reports.

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The same just happened with my HSBC and lost 16 points, or something like that. This has happened once before if I remember and I lost around 25 then.

[Anonymous]

Right now, I am overlimit on my HSBC Cash or Fly MC (not doing what I was supposed to do and I really should be since I have been on this site for awhile) by about 22 dollars.  I called them and told them to note on the account that I will be making a 600 dollar payment next week after Labor Day.  Should I call them and ask them if they plan to rate jack me???  I am wondering how this will effect the next CLI I might get with them; I am pretty sure it will.  I went overlimit once on one of my Cap1 cards and still received a CLI from them (maybe because I PIF to get the balance down to 0).