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@webhopper wrote:
I use push payment to overpay. No issues so far
+1 - I do the same thing.
I tried to do this a couple of times but was told I could only pay 10% over what the balance was. From reading other posts though nobody else seems to mention this so maybe it was just card specific (I think it was capital one)
Just out of curiosity, if you let the statement cut when you have a negative balance, will your credit report actually show a negative, or $0?
@Autumnslight wrote:Just out of curiosity, if you let the statement cut when you have a negative balance, will your credit report actually show a negative, or $0?
$0.
Well, I made my purchase today and I think it will make my Target card look better. The associate sold me the wrong iPad. I thought it was discounted at first because he repeated what I wanted back to me. I stopped to look at the receipt and found that it was only the WiFi version so... I had to goto a different store to get the correct one. I didn't return the first until after I made my purchase. Now there were two charged to the account along with a few small things. Returned the first which is about a $600.00 credit. They say that will take a few days to post. Checked my account tonight, I have a balance of about $1500.00. That will be about $900.00 after the credit and the statement closes.
So this should show a high balance of about $1500.00 on my CR?
Chase allows you to pay 10% over your balance. If I try to pay more it sends an error message. Both my Freedom and Sapphire cards allow this.
@andre181 wrote:But really, who writes checks anymore? I write 1 check a month for rent and that's it.
HAHA Rent is the only thing I write a real check for as well.
@shedspread wrote:Chase allows you to pay 10% over your balance. If I try to pay more it sends an error message. Both my Freedom and Sapphire cards allow this.
Huh, I had blithely assumed it was anything over current balance. Think I was slightly over than 10% for a pending charge I was trying to cover.
Welcome to the forums and thank you for the tip!