09-05-2012 07:44 PM
09-05-2012 07:52 PM
i dont believe its negative.
ive done that with my citizens bank mc and it just lets you refund the money in a check. or use it towards next purchase. like today for example i paid off chase freedom card but then since its 5% at restraunts when i went to panera i put it on there. due date is the 7th even though 0 is due i pif so yeah.
dont worry about it if you plan on charging it wont show a negative balance.
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09-05-2012 08:03 PM
09-05-2012 08:34 PM
Why wouldn't you just pay online?
09-05-2012 08:34 PM
I also do this on a regular basis but one time with my first premier card it caused the account to be closed.
are you saying that them closing the account was a bad thing? They probably had a problem with you limiting fees and interest rate on the card.
09-05-2012 08:39 PM - edited 09-05-2012 08:40 PM
I always do this and overpay current balance + pending charges + charges I know I'll make in the next few days and know the amount.
But really, who writes checks anymore? I write 1 check a month for rent and that's it.
I would go through a book of checks a month if I paid my CC's with checks as often as I pay online, not to mention a ton in postage.
09-05-2012 08:50 PM
09-05-2012 09:02 PM
I just had an idea, what do you guys think of this - I have a Walmart card with a $600.00 limit. I'd like to use their 0% financing offer for 18 months to purchase an iPad (just over $700.00). What if I pay my current balance ($65.00) PLUS pay an additional $200.00. I should have $800.00 available ($200.00 of that a credit) then I can put the whole iPad on their and be good to go. Sound like a plan?
09-05-2012 09:06 PM
09-05-2012 09:07 PM - edited 09-05-2012 09:19 PM
Why not just pay the $200 in cash at walmart put the rest on your card, or put 200 on another rewards card and pay it off before its due. You can use multiple playment methods at walmart without any problems.