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Epic Contributor
Creditaddict
Posts: 21,659
Registered: ‎10-23-2007
0

Overstock... Anyone have?

Anyone have it? First National Bank of Omaha...

 

They are not BK friendly are they?

What credit report pull

min. score

credit lines?

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Frequent Contributor
raenys
Posts: 387
Registered: ‎08-25-2011
0

Re: Overstock... Anyone have?

I don't have the card myself.

The average score is about 694 according to CreditKarma. CK did not list Overstock specifically. They listed First National Bank of Omaha VISA.

The data table showed that most people who carried the card were between the 701-750 range.

 

The showed CL by score:

601-650 range: $3206

651-700:$4875

701-750:7612

>750:10,369

 

 

Looks like they prefer UTIL under 20% at least. 49% of the people approved had 10% UTIL or less.

 

No comment if they are BK friendly. Doesn't seem like an easy card IMO.

 

Super Contributor
Ron1
Posts: 5,338
Registered: ‎05-23-2009
0

Re: Overstock... Anyone have?

[ Edited ]

Two months ago, I got pre-approval for Platinum Edition Visa. I applied online and I didn't instant approval. I checked the status on the following. I got approved for $15K. THey pulled EXP. I don't have any past due, charge-off or late.  credit utilization is less than 1%.

 

 

Ron

Established Contributor
KIPPIE12
Posts: 620
Registered: ‎05-09-2009
0

Re: Overstock... Anyone have?

I have a FNBO BucksBack Visa.  They pulled EX, and also gave me a starting line of 15k. 

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 36k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Sams Discover 10k|Chase IHG Select Visa 26k|Macys 5k|Sams MasterCard 10k|Barclay Arrival Plus WEMC 10k|Chae IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k
Senior Contributor
score_building
Posts: 3,560
Registered: ‎01-10-2008
0

Re: Overstock... Anyone have?

For some reason thought the overall terms from a FNBO product would be somewhat more appealing.

 

Here's a slightly oddball fee:

 

"Card Fee

Additional/Replacement: $10"

 

So if you get it, don't ever lose it :smileytongue:

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Established Contributor
KIPPIE12
Posts: 620
Registered: ‎05-09-2009
0

Re: Overstock... Anyone have?

 No, it's not very appealing.  Pretty straightforward rewards, nothing exciting at all. I thought about closing, but has nice CL for utliization which does report CL

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 36k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Sams Discover 10k|Chase IHG Select Visa 26k|Macys 5k|Sams MasterCard 10k|Barclay Arrival Plus WEMC 10k|Chae IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k
New Contributor
Kalamazoo2714
Posts: 62
Registered: ‎04-29-2012
0

Re: Overstock... Anyone have?

First National us Bankruptcy Friendly but you must have 2-3 years ree stablished credit. They have a secured card that is too.

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