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So, I had the Overstock store card for about a year and finallu used it twice about a month apart (Dec, Jan) . Charged then paid it off, I started with a CL of $250 then they raised it to $1250. No problems
I go to use it today for a purchase ($140) and I kept getting an error. I called and the rep said it was activated and ready to use, then transferred me to another rep to answer my question.
At first she was pleasant and helpful and then said that they had to "pull my credit report to see if I was still elligible". I was speechless, explaining I just used it and paid it off twice within the last 2 months.
So, she pulls my report, demeanor has changed and says "Unfortunattely we are not reinstating this account, so obviously something has changed with your report in the last 90 days"".
I am 100% on time with all of my payments, nothing has changed
Don't bother with this card, apparently they will just yank it completely for absolutely no reason
@601fluguy wrote:
Meh, i have an overstock card too. Can't find anything on their site worth buying as everything is overpriced zmh
too funny - I work for them and have the same sentiment. They even give us free Club O gold or whatever that is and I still have never purchased anything from the website.