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Overstock Comenity Anyone?

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pazuzu
Frequent Contributor

Overstock Comenity Anyone?

Saw it was available the last time I was on overstock.com.

 

Press Release

 

 

I assume it be like the other cb store cards with lowly CLs?????

 

 

homepage

 

Anyone not gardening want to try for it?  

 

 


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 1 of 89
88 REPLIES 88
OHWWCB
Regular Contributor

Re: Overstock Comenity Anyone?

They send me a pre-approval email every week the last two weeks. I considered it because I do only have two store cards but...IDK.


Hilton Honors $15,000 | AMEX Green | Chase Sapphire Preferred $9000 | Discover IT $6600 | Marriott Premiere Rewards $5000 | Chase Freedom $5500 | Barclaycard Visa with Apple Rewards $2000 | CapitalOne Quicksilver One $2000 | US Airways Dividend Miles $2400
Message 2 of 89
JSS3
Valued Contributor

Re: Overstock Comenity Anyone?

I'm in the garden and can't leave for any reason but I'm glad this is backed by Comenity. They seem to like me. FNBO, who backs the mastercard version, is a hard nut to crack, I'm told. They denied me(albeit rightfully).

Message 3 of 89
B335is
Moderator Emeritus

Re: Overstock Comenity Anyone?

I'd still rather have the MC for the better rewards.  I'm surprised they don't just have Comenity handle both cards like Synchrony does with a lot of their stores.

Message 4 of 89
JSS3
Valued Contributor

Re: Overstock Comenity Anyone?


@B335is wrote:

I'd still rather have the MC for the better rewards.  I'm surprised they don't just have Comenity handle both cards like Synchrony does with a lot of their stores.


Even better! Comenity and a Mastercard.

Message 5 of 89
Ron1
Super Contributor

Re: Overstock Comenity Anyone?

I am not applying without pre-approval. Smiley Happy


Ron.
Message 6 of 89
trumpet-205
Valued Contributor

Re: Overstock Comenity Anyone?


@B335is wrote:

I'd still rather have the MC for the better rewards.  I'm surprised they don't just have Comenity handle both cards like Synchrony does with a lot of their stores.


The MC came first. Store card comes later.

 

It is more strange to see that FNBO is not handling the store card.

Message 7 of 89
CreditMagic7
Mega Contributor

Re: Overstock Comenity Anyone?

Thank You Overstock.com for listening

 

Smiley Very Happy Smiley Very Happy

Message 8 of 89
B335is
Moderator Emeritus

Re: Overstock Comenity Anyone?


@trumpet-205 wrote:

@B335is wrote:

I'd still rather have the MC for the better rewards.  I'm surprised they don't just have Comenity handle both cards like Synchrony does with a lot of their stores.


The MC came first. Store card comes later.

 

It is more strange to see that FNBO is not handling the store card.


I realize the FNBO MC came first.  Just curious why they wouldn't just completely turn over the portfolio to one company rather than having both.  Just seems odd.

Message 9 of 89
lonelyisland
Frequent Contributor

Re: Overstock Comenity Anyone?

Considering its got the 6 and 12 month 0% APR, probably offer some decent limits Smiley Happy

Message 10 of 89
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