Overstock Pop Up

[corymcd88]

Is the pop up for Overstock still a SP or is it now a HP? I asked Comenity and they told me always a HP now.

[CreditMagic7]

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@corymcd88 wrote:

Is the pop up for Overstock still a SP or is it now a HP? I asked Comenity and they told me always a HP now.

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Someone in there must be pulling your leg.

I was just approved for it and it hit my reports already with a balance plus a SP only.

[Anonymous]

SP

[Anonymous]

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@Anonymous wrote:
SP

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All my SCT's have been soft pulls.

[04Cobra]

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@corymcd88 wrote:

Is the pop up for Overstock still a SP or is it now a HP? I asked Comenity and they told me always a HP now.

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SP. Co-branded VISA ones are HP even with a SCT

[Anonymous]

Comentity doesn't like me. So the sct doesn't like me.

[jbsea]

I think that Pop up's have to be a soft pull.  You did not authorize a HP.  You have to apply for a HP

[Anonymous]

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@jbsea wrote:

I think that Pop up's have to be a soft pull.  You did not authorize a HP.  You have to apply for a HP

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Not true at all.  The co branded Comenity Visas are HPs and they can be from a pop-up

[Anonymous]

I got the pop up about a week ago and it was a SP for me

[B335is]

Comenity CSRs have zero understanding of the difference between a hard pull and soft pull, or credit freezes, or the difference between Experian and Equifax. So Take what they say with a grain of salt.