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PART III- How much available credit do you have?

tag
FinStar
Moderator Emeritus

Re: PART III- How much available credit do you have?

Excluding Business Cards/Access LOCs:

 

$601,800

Message 91 of 271
chalupaman
Super Contributor

Re: PART III- How much available credit do you have?


@12njoy wrote:

$338,890


Wtg! More than you'll ever need but it's a good way to show off how far you've come. I have plenty that I don't necessarily need either but I just really enjoy going for some of these great cards out there.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 92 of 271
Josh611
Regular Contributor

Re: PART III- How much available credit do you have?

$17,801. More than my income. Just over a year of history. Scores are all 750 plus now. Will be gardening until Winter of next year when a lot of inquiries fall off from when I knew nothing about credit lol.

Current FICO Scores EQ 782,TU 755, EX 754

AMEX BCE $24k, Quicksilver $10k, Venture $13k, Sallie Mae Mastercard $8.3K Chase Freedom 5k, Discover IT $3.4k, Kohl's Charge $2.5k, Capital One Secured $801
Message 93 of 271
pizza1
Community Leader
Super Contributor

Re: PART III- How much available credit do you have?


@FinStar wrote:

Excluding Business Cards/Access LOCs:

 

$601,800


WHOA!!!!  Thats AWESOME!!!!  very nice 

Message 94 of 271
FinStar
Moderator Emeritus

Re: PART III- How much available credit do you have?


@pizza1 wrote:

@FinStar wrote:

Excluding Business Cards/Access LOCs:

 

$601,800


WHOA!!!!  Thats AWESOME!!!!  very nice 


Smiley Wink

Message 95 of 271
pizza1
Community Leader
Super Contributor

Re: PART III- How much available credit do you have?


@Aarvard wrote:

@pizza1 wrote:

@PinkPanther3719 wrote:

My credit cards are generally unused. I use them for rewards and pay them off immediately unless it's a larger purchase. For example, I just had to replace my bed. But new cards and intro aprs with balance transfers are wonderful.


thata doesnt tell us a number Pink....


Just curious, but are you working on a stat project? Smiley Wink

*Watch out, she's trying to mine our data for the companies*


yep, you figured me out.  Thats exactly what im doing..I really want Comenity, Cap 1, and Synch to realize just really how much credit theyve extended to me when I dont deserve itSmiley Wink

Message 96 of 271
Anonymous
Not applicable

Re: PART III- How much available credit do you have?


@FinStar wrote:

Excluding Business Cards/Access LOCs:

 

$601,800


Wow amazing, I think you are the second in line after Ron Smiley Wink

Message 97 of 271
skimmie48
Regular Contributor

Re: PART III- How much available credit do you have?

14,200. 

Message 98 of 271
FinStar
Moderator Emeritus

Re: PART III- How much available credit do you have?


@Anonymous wrote:

@FinStar wrote:

Excluding Business Cards/Access LOCs:

 

$601,800


Wow amazing, I think you are the second in line after Ron Smiley Wink


Thanks Mia.  IIRC, I think there's others out there in this range (if not higher) like Centurionking?  I know Sandman is way up there for sure.

Message 99 of 271
petarap
Regular Contributor

Re: PART III- How much available credit do you have?

$73,050

____________________________________________________________________________________
Recent Scores: 758 Walmart TU 8/2/2015, Amex FICO EX 777 Aug 2015
-----------------------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Chase Sapphire Preferred $18,000, Chase Freedom $17,000
Macy's Amex $6,000, Barclay's Arrival+ $5,000, Walmart Card $4,500, Capital One QS $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000
Message 100 of 271
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