PART IV- Whats your current Utilization?

[Anonymous]

$53 / $23000 = 0.23%

[pizza1]

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@Anonymous wrote:

$53 / $23000 = 0.23%

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FICO...1%..nice

[JSS3]

15% /66,000

[lg8302ch]

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@longtimelurker wrote:

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@lg8302ch wrote:

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@MarineVietVet wrote:

The same steady but boring 1% I've had for a long time.

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What would happen to your perfect scores if you would let 2% report? Enough already to come down? 

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Not so much utilization (I also am at 1% or less) but I had 850 on two bureaus that went down when I let 5 cards report a balance, 4 was ok.

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Thanks so much LTL ..this is what I expected from my reactions but was not sure if with 850 it would be any different  and more sensitive  😊

[chalupaman]

I think 8% right now.

[Anonymous]

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@pizza1 wrote:

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@Anonymous wrote:

2.9%

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In FICOS eyes....3%

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In Fico's eyes, I'm currently at 1%. But I'm actually at 2.9% because I just charged up a storm that isn't showing in my reports.

[pizza1]

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@Anonymous wrote:

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@pizza1 wrote:

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@Anonymous wrote:

2.9%

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In FICOS eyes....3%

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In Fico's eyes, I'm currently at 1%. But I'm actually at 2.9% because I just charged up a storm that isn't showing in my reports.

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ah...gotcha

[ksantangelo23]

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@longtimelurker wrote:

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@pizza1 wrote:

Whats your current utilization amongst all your REVOLVING CREDIT 

$161.85/ $126,730 = 0.00127% (and thats on 1 card)

fico rounds up, so....1%  

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I'm beginning to see pizza1s game here.    A few more of these cc-related threads, then: part 9 "What is your CVV2", part 10 "What is your credit card number", part 11 "What is your name, address, SSN  and any other security code."

Good job!

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Part 12 "What's your mother's maiden name"

[pizza1]

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@ksantangelo23 wrote:

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@longtimelurker wrote:

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@pizza1 wrote:

Whats your current utilization amongst all your REVOLVING CREDIT 

$161.85/ $126,730 = 0.00127% (and thats on 1 card)

fico rounds up, so....1%  

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I'm beginning to see pizza1s game here.    A few more of these cc-related threads, then: part 9 "What is your CVV2", part 10 "What is your credit card number", part 11 "What is your name, address, SSN  and any other security code."

Good job!

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Part 12 "What's your mother's maiden name"

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oh lord...LOL...Im just curious to everyones stats, and trying to start some interesting threads. Keeps me busy in the garden! Ive been here for 2 days now, LOL...

[Aarvard]

Mine is 2.68*10^-3 %, so basically 1%