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Is it possible to apply for an Amex Plat (take advantage of the 50k points and all the benefits) and than PC it over to a Gold before the $500 AF hits?
You are required to have a card for 1 year now before PC can be done.
Doh!
+1
Amex keeps everything behind by about 2 months
@tsquad131 wrote:yeah and your af is billed on your first statement and you wont receive the points for maybe 2 statements later. thats how it was when i applied for zync and i didnt get my 10,000 bonus points until 2 statements later.
@tsquad131 wrote:yeah and your af is billed on your first statement and you wont receive the points for maybe 2 statements later. thats how it was when i applied for zync and i didnt get my 10,000 bonus points until 2 statements later.
They are having a promo right now where the AF is waived for the first year. That's why I thought maybe I could do a PC before it hits next year.
I've heard people say they will refund you a prorated amount of the AF if you cancel the card. Anyone know if that is standard or if that is just a case by case concession? And do they let you keep the MR points in that case?
I have always had luck getting pro-rated or full refunds when I have done PC... example Delta Platinum, 4 or more months after PC to it, I pc to blue and they gave me full refund of AF because I was unhappy with the reward structure.
Where did you see an offer for no annual fee for the first year? I havent seen this one for the platinum. I would get one just to have a platinum for a year and cancel. And recently I got a gold card for the 10k bonus points and I got the points credited 2 days after I made my first purchase with the card. I already had 2 amex cards at the time. I plan to cancel the card before the fee hits.
@mross1080 wrote:Where did you see an offer for no annual fee for the first year? I havent seen this one for the platinum. I would get one just to have a platinum for a year and cancel. And recently I got a gold card for the 10k bonus points and I got the points credited 2 days after I made my first purchase with the card. I already had 2 amex cards at the time. I plan to cancel the card before the fee hits.
I'm thinking they meant Gold was free first year... I'm like you if they want to give me platinum for a year free... good bye Zync! actually i love the zync, almost all purchases are restaurants so works out good for me