Credit Card Center Advertiser Disclosure†
05-31-2013 07:50 PM - edited 05-31-2013 07:51 PM
Capital one let me PC my platinum to the Cash rewards card the week I got it. I would try the "Chat Now" option first and ask them if you can PC it, if that is a no-go, then try the EO route (provided you've treated your card well). My opinion is always try the regular CSRs first, it doesn't hurt your chances
05-31-2013 08:04 PM
Capital One Platinum Rewards is what is says 19.8% apr on it credit limit went from $500 to $750 found out about executive office them from $1000 to to $1300 to $1500 to $1600 to $2500 where it is at now Im looking for card with better apr and cashback
Ask them to add the 1.25% cash back and reduce APR can't hurt I have seen cases were they did it
05-31-2013 09:05 PM
I have eo says they cant help with apr or credit cashback becuase I already have cashback program on current card all they are good for is cli
Thats a bummer
05-31-2013 09:44 PM
I really don't know why you would want to PC your Freedom to a Slate. Typically, the CSP + Freedom is considered the ideal combo to get the most out of Chase's rewards. The Slate is a fine SD card to have for BTs but it gets you no rewards. If you're concerned about the apr on your freedom, I would call them and ask them to lower it. I've had luck getting CCCs to lower my apr especially if I have a long history with them. But really, if you're planning on carrying a balance, then the Freedom probably isn't the card for you.
Freedom is an awesome rewards card with no AF. If you need a BT card get a slate or perhaps a Discover IT or Citi card with 0 APR for 12+ months.
Don't product change the freedom to anything but a CSP if you really travel alot and need the rewards without a HP, but in general its best to AP for new Chase cards, and move credit limits around as needed.
05-31-2013 11:43 PM
They might not be able to change your rewards program because you have a discontinued card. I'm sure they CAN do something, but they might have a policy of some sort. One thing I've noticed with cap1 is that you can't ask for a product change, you have to ask them to add/change your rewards program. To them, adding a rewards program, and a product change are something completely different.