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PC a Citi Hilton Reserve to Simplicity or Double Cash

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unc0mm0n1
Established Contributor

PC a Citi Hilton Reserve to Simplicity or Double Cash

Basically I want to PC my Reserve Card to either the Citi Simplicity or the Citi Double Cash. Can I do this as long as I had the card open for a year? 

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 1 of 16
15 REPLIES 15
jsucool76
Super Contributor

Re: PC a Citi Hilton Reserve to Simplicity or Double Cash

Definitely worth a try. Worst case scenario is they say no. Just call up or chat and ask them if you can. Smiley Very Happy 

 

Check out the Credit Card board in the future. You're likely to get more responses there. 

Message 2 of 16
unc0mm0n1
Established Contributor

Re: PC a Citi Hilton Reserve to Simplicity or Double Cash


@jsucool76 wrote:

Definitely worth a try. Worst case scenario is they say no. Just call up or chat and ask them if you can. Smiley Very Happy 

 

Check out the Credit Card board in the future. You're likely to get more responses there. 


Oops my bad I thought it was in the Credit card board. Has anyone done this before? Would I still qualify for the intro APR.

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 3 of 16
jsucool76
Super Contributor

Re: PC a Citi Hilton Reserve to Simplicity or Double Cash


@unc0mm0n1 wrote:

@jsucool76 wrote:

Definitely worth a try. Worst case scenario is they say no. Just call up or chat and ask them if you can. Smiley Very Happy 

 

Check out the Credit Card board in the future. You're likely to get more responses there. 


Oops my bad I thought it was in the Credit card board. Has anyone done this before? Would I still qualify for the intro APR.


No intro APR or signup bonus most likely. 

Message 4 of 16
wacdenney
Valued Contributor

Re: PC a Citi Hilton Reserve to Simplicity or Double Cash

My understanding is that you can't PC to or from Simplicity.  Someone please correct me if I'm wrong, I would love to get rid of mine!

Message 5 of 16
unc0mm0n1
Established Contributor

Re: PC a Citi Hilton Reserve to Simplicity or Double Cash


@wacdenney wrote:

My understanding is that you can't PC to or from Simplicity.  Someone please correct me if I'm wrong, I would love to get rid of mine!


Why? I thought it was no fee?

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 6 of 16
wacdenney
Valued Contributor

Re: PC a Citi Hilton Reserve to Simplicity or Double Cash


@unc0mm0n1 wrote:

@wacdenney wrote:

My understanding is that you can't PC to or from Simplicity.  Someone please correct me if I'm wrong, I would love to get rid of mine!


Why? I thought it was no fee?


IDK why.  I may very well be wrong.  I hope I am!

 

Here's a relevant thread:  http://ficoforums.myfico.com/t5/Credit-Cards/Citi-PC-Simplicity-to-Double-Cash/m-p/3394685/highlight...

Message 7 of 16
wacdenney
Valued Contributor

Re: PC a Citi Hilton Reserve to Simplicity or Double Cash


@unc0mm0n1 wrote:

@wacdenney wrote:

My understanding is that you can't PC to or from Simplicity.  Someone please correct me if I'm wrong, I would love to get rid of mine!


Why? I thought it was no fee?


Or did you mean why do I want to get rid of it?   It's simply useless to me.  No rewards.  Decent APR, but not my lowest.  I "simply" can't come up with anything to use it for.

Message 8 of 16
jsucool76
Super Contributor

Re: PC a Citi Hilton Reserve to Simplicity or Double Cash


@wacdenney wrote:

@unc0mm0n1 wrote:

@wacdenney wrote:

My understanding is that you can't PC to or from Simplicity.  Someone please correct me if I'm wrong, I would love to get rid of mine!


Why? I thought it was no fee?


IDK why.  I may very well be wrong.  I hope I am!

 

Here's a relevant thread:  http://ficoforums.myfico.com/t5/Credit-Cards/Citi-PC-Simplicity-to-Double-Cash/m-p/3394685/highlight...


Why would anyone want to pc TO a simplicity?

Message 9 of 16
wacdenney
Valued Contributor

Re: PC a Citi Hilton Reserve to Simplicity or Double Cash


@jsucool76 wrote:

@wacdenney wrote:

@unc0mm0n1 wrote:

@wacdenney wrote:

My understanding is that you can't PC to or from Simplicity.  Someone please correct me if I'm wrong, I would love to get rid of mine!


Why? I thought it was no fee?


IDK why.  I may very well be wrong.  I hope I am!

 

Here's a relevant thread:  http://ficoforums.myfico.com/t5/Credit-Cards/Citi-PC-Simplicity-to-Double-Cash/m-p/3394685/highlight...


Why would anyone want to pc TO a simplicity?


No idea.  I would like to PC Simplicity to something else.  Anyone know if that's possible?

Message 10 of 16
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