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Established Member
nickf4rr
Posts: 62
Registered: ‎01-11-2013

PC and CLI old HSBC cards moving to Cap1?

I have two old HSBC Cards (700, 1500 CL) that are moving to CapitalOne sometime this Summer/Fall.  (No annual fee, keep my AAoA high, why close 'em?)   Once some recent pay-offs hit, I'm planning on asking for CLI on my existing Platinum CapOne card and possibly a PC to the Cash Rewards card.  

 

Questions:

 

1) Is it worth trying to PC these?  As long as I get into something with no Annual Fee, does it matter?  (Planning on sockdrawering them)

2) Should I try to CLI both of them or wait until I can CLI all three?  (i.e. Will requesting a CLI on one credit line ban me for 6 mos from the others?)

3) My impression is that it's better to keep them open to retain the AAoA...and hopefully have luck with some CLIs--but will they offer something else?

 

Thanks!

Starting Score: 01/12/2013 EQ 683
Current Score (myFico): 5/8/13 TU 734, EQ 738 05/04/13 EX 722
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New Contributor
longclimbback
Posts: 75
Registered: ‎05-08-2010

Re: PC and CLI old HSBC cards moving to Cap1?

I just got a CLI on my HSBC card from $700-$5000 via email to the c1 executive office. I have very high ficos. I asked for a PC and interest rate reduction but they said not until the full changeover.
Established Member
nickf4rr
Posts: 62
Registered: ‎01-11-2013

Re: PC and CLI old HSBC cards moving to Cap1?

[ Edited ]

Did you e-mail Modcut?

 

 

Please do not post an individual's contact information in a public forum.

 

Thanks,

webhopper

Starting Score: 01/12/2013 EQ 683
Current Score (myFico): 5/8/13 TU 734, EQ 738 05/04/13 EX 722
Last App 05/3/2013 - Off to garden for the rest of the year!

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Established Member
nickf4rr
Posts: 62
Registered: ‎01-11-2013

Re: PC and CLI old HSBC cards moving to Cap1?

Also, what's the deal with keeping the EO e-mail addresses secret?  I tried searching for it in the forum, and all I saw was a bunch of people asking for DMs...

Starting Score: 01/12/2013 EQ 683
Current Score (myFico): 5/8/13 TU 734, EQ 738 05/04/13 EX 722
Last App 05/3/2013 - Off to garden for the rest of the year!

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Valued Contributor
daybreakgonesXe
Posts: 1,571
Registered: ‎11-17-2012

Re: PC and CLI old HSBC cards moving to Cap1?


nickf4rr wrote:

Also, what's the deal with keeping the EO e-mail addresses secret?  I tried searching for it in the forum, and all I saw was a bunch of people asking for DMs...


Many of them are attributed to public figures, which is a violation of the myFico policy. Although we know it likely never reaches the eyes of the CEO, stranger things have happened!

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $7k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 742 Credit Karma (TU) 762 Transrisk 856/990 Credit Sesame (EX) 797 Credit.com (EX) 793 VantageScore 3.0 759 Quizzle (EQ) 758
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: PC and CLI old HSBC cards moving to Cap1?

[ Edited ]

nickf4rr wrote:

Also, what's the deal with keeping the EO e-mail addresses secret?  I tried searching for it in the forum, and all I saw was a bunch of people asking for DMs...


Hi nickf4rr!

 

Welcome to MyFICO forums!

 

The MyFico Terms of Service prohibit:

 

Posting to FICO Forums

Users of FICO Forums agree not to upload, post, or otherwise transmit any content (including but not limited to text, links, communications, software, images, sounds, data, or other information) that includes any of the following inappropriate content:

 

  • Any personal information belonging either to the poster or another person not considered a "public figure", including, but not limited to, full name, address, phone number, email address, social media accounts (Facebook, Linkedin, etc.);

That is why you will not see this individual's contact information posted on this forum.

 

For more information on what is allowed or not allowed, please read the MyFICO Forums Terms of Service.

 

These rules are designed to protect this individual's privacy.

 

Thanks!

 

If you have any questions, feel free to private message me, or any other moderator or MyFICO Community Leader.

We will be happy to help you out!


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Established Member
nickf4rr
Posts: 62
Registered: ‎01-11-2013

Re: PC and CLI old HSBC cards moving to Cap1?

(Well, now I see why they're all DMmed....)

 

I figured the CEO of Capital One fell under the public figure exception...oh well!  Thanks for the guidance.

 

 

Starting Score: 01/12/2013 EQ 683
Current Score (myFico): 5/8/13 TU 734, EQ 738 05/04/13 EX 722
Last App 05/3/2013 - Off to garden for the rest of the year!

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New Member
liltiffy
Posts: 4
Registered: ‎04-30-2013

Re: PC and CLI old HSBC cards moving to Cap1?

Can I have the contact info for Cap 1 EO?

Established Member
nickf4rr
Posts: 62
Registered: ‎01-11-2013

Re: PC and CLI old HSBC cards moving to Cap1?

I will PM what I used to you, but YMMV.  CapOne seems pretty notorious around here for being unwilling to GW.

Starting Score: 01/12/2013 EQ 683
Current Score (myFico): 5/8/13 TU 734, EQ 738 05/04/13 EX 722
Last App 05/3/2013 - Off to garden for the rest of the year!

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