PC from Cap1 Platinum to Quicksilver?

[joestay]

I have a cap1 reward card and the term of the reward has changed a couple of month ago.  It use to be earn 1 points per dollar spent with 5 points/dollar for gas and drugstore purchase.  Now it's 1 point/dollar only with no special category.  If I PC from this card to the quicksilver card with 1.5% cash back, what would happen to all my points i have?  Also, is it a soft pull?

[RockySC]

Do you mind if I add to your thread? If so I'll delete my message.

I currently have the Capital One Platinum MasterCard but I'm intersted in the Quicksilver card for the 1.5% cashback. I just discovered that on my Platinum account I have the offer on there to simply convert that card to the Quicksilver. However, I would not be able to get the $100 sign up bonus in doing so instead of applying from scratch.

Which would be the best way to go? Have my current Platinum card converted or apply for a completely new card? Anyone have any thoughts on this one?

[gdale6]

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@joestay wrote:

I have a cap1 reward card and the term of the reward has changed a couple of month ago.  It use to be earn 1 points per dollar spent with 5 points/dollar for gas and drugstore purchase.  Now it's 1 point/dollar only with no special category.  If I PC from this card to the quicksilver card with 1.5% cash back, what would happen to all my points i have?  Also, is it a soft pull?

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The points do not get lost they transfer with the upgrade. There is no pull for an upgrade you just need to be eligible for it.

[myjourney]

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@joestay wrote:

I have a cap1 reward card and the term of the reward has changed a couple of month ago.  It use to be earn 1 points per dollar spent with 5 points/dollar for gas and drugstore purchase.  Now it's 1 point/dollar only with no special category.  If I PC from this card to the quicksilver card with 1.5% cash back, what would happen to all my points i have?  Also, is it a soft pull?

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You would still keep your points and a change to quicksilver won't require any pulls SP or HP

[gdale6]

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@RockySC wrote:

Do you mind if I add to your thread? If so I'll delete my message.

I currently have the Capital One Platinum MasterCard but I'm intersted in the Quicksilver card for the 1.5% cashback. I just discovered that on my Platinum account I have the offer on there to simply convert that card to the Quicksilver. However, I would not be able to get the $100 sign up bonus in doing so instead of applying from scratch.

Which would be the best way to go? Have my current Platinum card converted or apply for a completely new card? Anyone have any thoughts on this one?

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Do not upgrade the card, get the $100 then use it sparingly for the next 6 months then ask for the upgrade.

[myjourney]

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@RockySC wrote:

Do you mind if I add to your thread? If so I'll delete my message.

I currently have the Capital One Platinum MasterCard but I'm intersted in the Quicksilver card for the 1.5% cashback. I just discovered that on my Platinum account I have the offer on there to simply convert that card to the Quicksilver. However, I would not be able to get the $100 sign up bonus in doing so instead of applying from scratch.

Which would be the best way to go? Have my current Platinum card converted or apply for a completely new card? Anyone have any thoughts on this one?

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Do the PC and forget about the $100 for another CAP1 card unless it's worth 3 HP's to you 

[Stiga9]

I PC'd the Cap1 Platinum to QuickSilver for my dad. We did it via online chat. There was NO HP, and his cashback savings were intact.

[RockySC]

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@myjourney wrote:

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@RockySC wrote:

Do you mind if I add to your thread? If so I'll delete my message.

I currently have the Capital One Platinum MasterCard but I'm intersted in the Quicksilver card for the 1.5% cashback. I just discovered that on my Platinum account I have the offer on there to simply convert that card to the Quicksilver. However, I would not be able to get the $100 sign up bonus in doing so instead of applying from scratch.

Which would be the best way to go? Have my current Platinum card converted or apply for a completely new card? Anyone have any thoughts on this one?

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Do the PC and forget about the $100 for another CAP1 card unless it's worth 3 HP's to you 

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Very good point, I'll go for the upgrade then. Thanks to you, and all else. Sorry for the threadjacking though!

[joestay]

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@RockySC wrote:

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@myjourney wrote:

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@RockySC wrote:

Do you mind if I add to your thread? If so I'll delete my message.

I currently have the Capital One Platinum MasterCard but I'm intersted in the Quicksilver card for the 1.5% cashback. I just discovered that on my Platinum account I have the offer on there to simply convert that card to the Quicksilver. However, I would not be able to get the $100 sign up bonus in doing so instead of applying from scratch.

Which would be the best way to go? Have my current Platinum card converted or apply for a completely new card? Anyone have any thoughts on this one?

---

Do the PC and forget about the $100 for another CAP1 card unless it's worth 3 HP's to you 

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Very good point, I'll go for the upgrade then. Thanks to you, and all else. Sorry for the threadjacking though!

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It's all good.  Thanks to all who replied.

Okay.  I made a mistake.  I'm actually getting 2 miles per dollar now instead of the 1 point/dollar that I mentioned earlier but without the 5points/dollar on speical category.  If I do wait to get 20,000 miles, I can exchange that in for a $200 gift card, which comes out to 2% back, but this only applies at the 20,000 miles mark.  Otherwese, it's 17,500 miles for $100 gift card.  Is it worth it to PC to quicksilver for the 1.5% cashback?  Or is there a better card than this?

[myjourney]

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@joestay wrote:

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@RockySC wrote:

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@myjourney wrote:

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@RockySC wrote:

Do you mind if I add to your thread? If so I'll delete my message.

I currently have the Capital One Platinum MasterCard but I'm intersted in the Quicksilver card for the 1.5% cashback. I just discovered that on my Platinum account I have the offer on there to simply convert that card to the Quicksilver. However, I would not be able to get the $100 sign up bonus in doing so instead of applying from scratch.

Which would be the best way to go? Have my current Platinum card converted or apply for a completely new card? Anyone have any thoughts on this one?

---

Do the PC and forget about the $100 for another CAP1 card unless it's worth 3 HP's to you 

---

Very good point, I'll go for the upgrade then. Thanks to you, and all else. Sorry for the threadjacking though!

---

It's all good.  Thanks to all who replied.

Okay.  I made a mistake.  I'm actually getting 2 miles per dollar now instead of the 1 point/dollar that I mentioned earlier but without the 5points/dollar on speical category.  If I do wait to get 20,000 miles, I can exchange that in for a $200 gift card, which comes out to 2% back, but this only applies at the 20,000 miles mark.  Otherwese, it's 17,500 miles for $100 gift card.  Is it worth it to PC to quicksilver for the 1.5% cashback?  Or is there a better card than this?

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The venture gives 2% but I would ask thur the EO for the rewards structure to be added to you card