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Established Contributor
Posts: 536
Registered: ‎04-01-2013
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Re: PC from a Student IT to a Regular IT

I started with a Discover IT Students I put graduation day 05/13 I opened it on 03/13 started with 500.00 called in and got HP to 2k


Do not know if I can PC to Regular could I possible call in and ask what the CL Cap would be and they can tell me the difference

Posts: 107
Registered: ‎09-19-2013
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Re: PC from a Student IT to a Regular IT

[ Edited ]


09Lexie wrote:

Most student cc's have cl caps

Lexie, would companies be willing to tell customers what the CL Caps are?

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FICO TU - 769
Senior Contributor
Posts: 11,485
Registered: ‎10-21-2012
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Re: PC from a Student IT to a Regular IT

Most lenders will not share this information.  They technically would just state the account is not elegible for any additional CLIs since those "caps" are internal and vary by individual.  You can have a student CC capped at $1K whereas another student CC with a decent internal profile be capped at $4K as the max.  There is likely a maximum threshold but no lender is going to provide that.

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