So I've had my Delta Gold AMEX for a year now, since July 2013. Last week I applied and got approved for the CSP and now I am interested in changing my Delta Gold AMEX to a BCP. Will they waive my $95 AF for the Delta card if I switch to the BCP? Will there be a hard inquiry, and if there is, would it be a problem that I just got hard inq'd for the CSP?
Credit score is like 739, low credit utilization. Delta Gold AMEX is 9k, CSP is 24k. CL will transfer right?
Delta gold has no annual fee for the first year. The only options I had for a PC with the Delta gold was Hilton Honors and something else I'm not sure of, but it wasn't BCP. I think you'll have to app for it. But, if for some reason they allow you to get the BCP on this card as an upgrade, I'm sure you'll only be responsible for the $75 AF for the BCP.
If you are eligible for an upgrade, they will prorate the amount of the new AF. There is no hp for upgrades with Amex
Is the Delta Gold AMEX considered to be an inferior card to the BCP?
@bluedoggiant wrote:Is the Delta Gold AMEX considered to be an inferior card to the BCP?
I don't think inferior is the word? It's a higher AF than the BCP, but I don't think that's neither here nor there.
They're not letting me PC to the BCP. Is it a bad idea to apply for the BCP considering I just apped (and approved) for CSP $24k last week?
I've had the AMEX card since July 2013 and my CK score is 739, paid all bills in time, less than 20% cred util, $150k income.
I've had the AMEX card since July 2013 and my CK score is 739, paid all bills in time, less than 20% cred util, $150k income.