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PEN FED SEEMS TO BE THE WAY TO GO, INSTANT APPROVAL ON PROMISE CARD

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CS800
Super Contributor

Re: PEN FED SEEMS TO BE THE WAY TO GO, INSTANT APPROVAL ON PROMISE CARD

Congrats !! and nice CL

 

YOu have a great EQ FICO at 740 Smiley Happy




Message 11 of 44
tntexans72
Valued Contributor

Re: PEN FED SEEMS TO BE THE WAY TO GO, INSTANT APPROVAL ON PROMISE CARD

Well congrats to you......I signed up with PenFed 6 months ago and they are my 1st CU, very cool. Eventually I will app for one of their CC. I heard alot of great things about them also.

 

What is your APR %?

Message 12 of 44
dalebb
Valued Contributor

Re: PEN FED SEEMS TO BE THE WAY TO GO, INSTANT APPROVAL ON PROMISE CARD

What are your scores now TEX?

Message 13 of 44
tntexans72
Valued Contributor

Re: PEN FED SEEMS TO BE THE WAY TO GO, INSTANT APPROVAL ON PROMISE CARD


@dalebb wrote:

What are your scores now TEX?


 

EQ Fico pulled last month was 734, TU Fico is 721, EXP Plus is 747.

I've been looking at the Penfed Amex for 6 months now.....Smiley Happy

Just received a couple of cards 6 months ago (Chase Sapphire Preferred, Amex SPG) so I am holding off for another 6 months before I app for the PenFed Amex.

That Promise Card is also a very nice product that they offer.....lucky you!

Message 14 of 44
Creditaddict
Legendary Contributor

Re: PEN FED SEEMS TO BE THE WAY TO GO, INSTANT APPROVAL ON PROMISE CARD

I forget is PenFed BK friendly?

What CR do they pull?

Message 15 of 44
dalebb
Valued Contributor

Re: PEN FED SEEMS TO BE THE WAY TO GO, INSTANT APPROVAL ON PROMISE CARD

Those look like good scores to me. I was shocked to get 11k CL. My biggest CL is amex blue at 4k.

Message 16 of 44
RockinRay
Valued Contributor

Re: PEN FED SEEMS TO BE THE WAY TO GO, INSTANT APPROVAL ON PROMISE CARD

I do not think they like BK issues...  Smiley Sad

 

They pulled EQ when we joined.

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **
Message 17 of 44
dalebb
Valued Contributor

Re: PEN FED SEEMS TO BE THE WAY TO GO, INSTANT APPROVAL ON PROMISE CARD

I would think banks would love BK's if it has been a few years,, u can't file again for some time.

Message 18 of 44
tntexans72
Valued Contributor

Re: PEN FED SEEMS TO BE THE WAY TO GO, INSTANT APPROVAL ON PROMISE CARD


@dalebb wrote:

Those look like good scores to me. I was shocked to get 11k CL. My biggest CL is amex blue at 4k.



I think they want you to use them as your main card...thus the generous CL.

Give it a few months and call Amex for a CLI - it's going to be a soft pull. Amex will bump you up cause now you have a $11k leverage......Smiley Happy

Amex will try to match to compete for your business....and the process goes on, haha.

 

Message 19 of 44
dalebb
Valued Contributor

Re: PEN FED SEEMS TO BE THE WAY TO GO, INSTANT APPROVAL ON PROMISE CARD

amex has a lot of perks, I love them..

Message 20 of 44
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