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Established Contributor
bettercreditguy1
Posts: 744
Registered: ‎02-11-2012

Re: PENFED 3rd Quarter PreApproval Master Thread

Hey Folks,

Their system, takes about a week or seven business days. Kinda like you working on a project that has been delegated to you, no words, no reports, etc. Then BAM, you completed your project, hit the goal before D Time and LALA. That is how they work, silently, efficiently, and very secretively.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: PENFED 3rd Quarter PreApproval Master Thread

Not sure if preapprovals are up, however, I do see a soft from them on 6/12 on Equifax.  I am not expecting one as I am relatively new member of PenFed.  Talked to a rep and they said 6 months before preapproved offers come but who knows.

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Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: PENFED 3rd Quarter PreApproval Master Thread

No offers for me :smileysad:




Valued Contributor
thrasher865
Posts: 1,163
Registered: ‎05-21-2008

Re: PENFED 3rd Quarter PreApproval Master Thread

Had an offer for an auto loan last quarter.  Didn't check to see if I had anything else, that was all that showed in the box.  That was the first quarter I had my CC with them, but over a year since I've been a member.

 

This quarter, I have no offers. 


Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


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Regular Contributor
UpNUp
Posts: 139
Registered: ‎08-20-2008

Re: PENFED 3rd Quarter PreApproval Master Thread

Come next month, my wife will be a member 2 years. Never any offers, although they did give her a auto CLI a couple months ago.

Valued Contributor
RockinRay
Posts: 1,938
Registered: ‎08-13-2007

Re: PENFED 3rd Quarter PreApproval Master Thread

Nothing for us... We are coming up on our 1 year with them so maybe something will show up.

 

That would be nice!

Ray

** Every Card has a Job, and Every Card does its Job **

Frequent Contributor
BigDaddy18
Posts: 673
Registered: ‎04-23-2009

Re: PENFED 3rd Quarter PreApproval Master Thread

I'm a new memeber and I don't like how I can only transfer $50.00 ACH for the first 6 months?  Seems funny how they wouldn't let you put money into their accounts haha!!


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


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Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: PENFED 3rd Quarter PreApproval Master Thread


BigDaddy18 wrote:

I'm a new memeber and I don't like how I can only transfer $50.00 ACH for the first 6 months?  Seems funny how they wouldn't let you put money into their accounts haha!!


You sure it is 50 for six months. I remember some restriction for ach of first six months. Maybe 50 per transaction? I seem to think it was higher
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Frequent Contributor
BigDaddy18
Posts: 673
Registered: ‎04-23-2009

Re: PENFED 3rd Quarter PreApproval Master Thread

My appoligies in the confussion you are correct I was not being very articulate in the details.  50 per ACH transaction every day!  Just sucks I wanted to just transfer like 500 bucks but I have to do it one day at a time and 50 bucks at a time. 


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


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Contributor
xchap
Posts: 82
Registered: ‎01-23-2008

Re: PENFED 3rd Quarter PreApproval Master Thread

[ Edited ]

Here my preapprovals Image and video hosting by TinyPic

Image and video hosting by TinyPic

Starting Score: 760
Current Score: 760
Goal Score: 800


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